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Homeowners in the Golden State must navigate insurance instability and uncertainty with care.
Through the first half of 2023, private workers' comp carriers had a 47% combined direct loss ratio.
The contractor underreported payroll by nearly $1 million to lower his workers' comp premium.
Insurance companies are in a unique and powerful position to influence behaviors.
Workers' compensation and auto theft are the most common fraudulent P&C claims, says CAIF.
Cybercriminals use emotional manipulation to overcome vishing victims' common sense and cybersecurity training.
Cyberthreat actors are increasingly using AI to perpetuate fraud, the U.S. Treasury Department reports.
The 2018 incident caused several pelvic fractures and premature birth of the infant. The lawsuit alleges defective design, negligence and consumer fraud.
Most auto and homeowners insurers are using AI tools in their marketing efforts to reach new policyholders.
Experts with FICO say that with the assistance of AI, insurers can rapidly accelerate modernization efforts.