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Investigative & Forensics

Analysis

Active shooter tragedies spur insurance questions

FC&S Editors | May 23, 2018

Coverage Q&A: Insurance issues are becoming increasingly relevant as more tragic shootings occur.

Ranking

10 most common agribusiness insurance claims

Jayleen R. Heft | May 21, 2018

To help educate us about costly trends, Nationwide has released its 2017 most common commercial agribusiness claims.

Best Practices

Shedding some light on auto accidents

Charles C. Roberts, Jr., Ph.D., P.E. | May 18, 2018

By examining the automotive lamps, an adjuster can determine whether the headlights were on when an incident occurred. Here’s what to look for in your investigation.

News

N.Y. construction company schemed $1.8M from workers, investigation finds

Denny Jacob | May 18, 2018

Six individuals have been arrested and charged with several counts of grand larceny, scheme to defraud and insurance fraud.

Best Practices

Classic cars and claims fraud

Rick Drewry | May 16, 2018

While most claims are legitimate, there are several red flags claims professionals should watch for involving classic vehicles.

Analysis

Insureds: Incomplete documentation can hurt your coverage

Steven A. Meyerowitz | May 15, 2018

As this fire insurance lawsuit proves, when it comes to comprehensive coverage, it’s all about the paperwork.

News

Electric-car era threatens firefighters with new risks

Alan Levin | May 15, 2018

Fires on electric vehicles are rare, but the volatile chemistry of their batteries raises new safety questions.

Expert Opinion

The life of a salvage vehicle

Christine G. Barlow | May 15, 2018

Some damaged vehicles have a new life following a salvage sale. Here’s a look at the process.

News

Fla. man gets 9 years for filing $1.2M in fraudulent insurance claims

Steven A. Meyerowitz | May 10, 2018

The trucker filed false claims for refrigerated cargo purportedly spoiled in transport by his trucking companies.

News

House Committee on Education & the Workforce discusses opioids and federal employees

Denny Jacob | May 09, 2018

The opioid crisis that currently exists in the U.S. has been fermenting since the 1990s.

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Analysis

Did that accident cause those injuries?

Hank Walshak | May 07, 2018

Soft tissue injuries are easy to claim, but difficult to prove without a biomechanical analysis.

News

Distracted driving by the numbers

Gerry Sorge | May 03, 2018

Statistics on the number of accidents due to inattentive drivers are rising despite awareness of the risks.

News

NRA-branded insurance program is unlawful, N.Y. regulators say

Polly Mosendz | May 02, 2018

A National Rifle Association-branded insurance program unlawfully provided liability coverage to gun owners in the event they were charged with a crime involving their firearms, according to New York state regulators.

Analysis

When claims arise from relocated homeowners

FC&S Editors | May 02, 2018

Coverage Q&A: Most homeowners' policies provide coverage for the named insured who resides at the named risk — not for tenants.

Best Practices

The future of cyber claims

Mike Taylor | May 02, 2018

While commercial cyber insurance coverage has evolved over the last few years to meet ever-changing risks, personal cyber insurance is providing insurers with new a new market opportunity.

Analysis

Looking abroad for autonomous vehicle crash liability insight

Christine G. Barlow | May 01, 2018

A key liability question revolves around the 'third level of automation' in which a vehicle is capable of operating on its own but a driver is present.

News

Amtrak failed to heed work-zone speed advice before fatal crash

Alan Levin | May 01, 2018

The latest Amtrak accident is one of a string of at least four fatal incidents since December involving the U.S. passenger rail carrier.

Best Practices

5 tips for tackling the risk of embezzlement

Tamara L. Hajjar, CFE | May 01, 2018

Embezzlement can affect any kind of organization of any size. Here are five things you can do to protect your business.

Expert Opinion

'Petya' will make you 'WannaCry' if your company’s data is compromised

Simon White | April 30, 2018

Cyber insurance is an effective way to manage the risk of cyberattack, but it’s surprisingly underused.

News

Texas attorney sentenced to prison for role in $26M workers' comp fraud

Steven A. Meyerowitz | April 27, 2018

Tshombe Anderson has been convicted of stealing patient information from over 200 injured federal workers and then using the information to fraudulently bill the U.S. Department of Labor Office of Worker’s Compensation Program.

Research

Hit-and-run crashes & fatalities on the rise

Jayleen R. Heft | April 27, 2018

More than one hit-and-run crash happens somewhere in the U.S. every minute. The 2,049 fatalities that resulted from hit-and-run crashes in 2016 were the highest number ever recorded.

Expert Opinion

Shooting frauds: A workers’ comp risk for insurers

Dennis Jay | April 25, 2018

Some employees are willing to endure serious pain to collect undeserved workers’ compensation payments.

Case Study

Insurer lost subrogation right after letting insured sign general release

Steven A. Meyerowitz | April 23, 2018

A tetraplegic was struck by a vehicle, settled the claim and then filed an uninsured motorist claim against the same insurer

News

Don't eat romaine lettuce, U.S. says, as E. coli outbreak widens

Craig Giammona and Megan Durisin | April 20, 2018

The outbreak has sickened 53 people in 16 states, including 31 who were hospitalized, according to the agency. The CDC said five victims have developed kidney failure.

News

Violent winds, flying debris: What happens when a plane ruptures

Alan Levin and Ryan Beene | April 20, 2018

There will no doubt be P&C insurance claims following this week's Southwest Airlines' passenger fatality. Liability, commercial business and worker's comp claims along with debates over causation and fault are sure to arise.

News

Class action targets CIBA Insurance as 'Ponzi scheme'

Greg Land | April 19, 2018

A putative class action filed in federal court accuses California-based CIBA Insurance of operating as an illegal 'Ponzi scheme' in collaboration with a number of insurance company partners, including co-defendant Great Lakes Insurance SE.

News

Lessons learned from the 2017 CAT season

Moshe Beauford | April 18, 2018

Industry professionals discuss lessons learned from the 2017 hurricane season.

News

Salmonella outbreak forces recall of 207 million eggs

Megan Durisin | April 16, 2018

The recall is equivalent to about 90 days production at the farm, which produces 2.3 million eggs a day.

Expert Opinion

After the driverless fatality, insurance and litigation will be forever changed

Randy Maniloff | April 13, 2018

Unlike an inconsequential glitch with your office computer, in the case of driverless cars it's control, alt and someone’s life is deleted.

News

Uber's 2016 breach affected more than 20 million U.S. users

Todd Shields and Eric Newcomer | April 12, 2018

Uber could be subject to civil penalties if it fails to notify the FTC of future incidents, and it must submit audits of its data security.

News

Weather CSI: Verifying the impact of wind, rain & storm surge

Megan D. Walker-Radtke, CCM | April 12, 2018

Like the crime scene investigators on popular television shows, insurers are using forensic meteorology to verify the real source of hurricane-related claims.

Analysis

The importance of sewer and drain endorsements

FC&S Editors | April 11, 2018

Coverage Q&A: Traditional insurance policies exclude coverage for water that backs up through sewers or drains as well as flooding.

Commentary

Investigating the claims adjuster's investigation in workers' comp matters

Andrew F. Ruder | April 11, 2018

There is a growing concern that claims adjusters too commonly deny claims without performing a reasonable investigation of the injury and ignore pertinent information they do have in their possession at the time a denial is issued.

News

With age comes wisdom…and larger workers’ comp claims

Scott Berglund, Esq. and Jose Pagan, Esq. | April 10, 2018

The aging working population is growing and so are workers’ comp claims and the issues affecting them.

News

Liability questions loom in Delta vendor data breach

Gabrielle Orum Hernández | April 06, 2018

In the event of a third-party breach, multinational corporations such as Delta potentially face breach notification requirements in multiple states.

Analysis

Copper pipe, wiring thefts trigger tricky coverage issues

FC&S Editors | April 04, 2018

Coverage Q&A: When it comes to insurance claims, this type of loss is neither vandalism nor traditional property damage.

News

Fire safety tips for glamping trailers and retro RVs

Joseph Bloom | April 03, 2018

Today’s campers have put a new spin on an old pastime. However, the growing popularity of glamorous camping for folks who don’t want to forgo the amenities of home, also comes with some unknown risks if the trailers do not meet current fire code regulations.

News

Tesla reveals details in driverless-vehicle death

Dana Hull and Tim Smith | April 02, 2018

Tesla Inc. confirmed the Model X driver who died in a gruesome crash a week ago was using Autopilot and defended the safety record of its driver-assistance system.

Commentary

The business of risk

Ken Brownlee | March 30, 2018

What is America’s primary business and how does it relate to insurance?

Expert Opinion Analysis

Can data management technology help insurers reduce defense costs?

Gloria Camacho | March 30, 2018

E-Discovery: Digitized files present an opportunity for insurers to get in front of pending legal actions, but the industry needs guidance regarding the collection and use of personal data.

Best Practices News

Anticipating GDPR's significant impact on insurance

Lisa Loftis | March 30, 2018

The Global Data Protection Regulation will force insurers to re-evaluate both analysis and data collection practices, and customer communications.

News

Flying high after catastrophes — drones provide critical 'eyes' to assess property damage

Karen L. Edwards | March 29, 2018

Insurance carriers and public safety officials learn how to work together at UAS event.

News

Cyber threat looms as unknown March Madness insurance risk

Hannah Smith | March 29, 2018

The annual NCAA tournament brings in the usual risks associated with college-level sporting events — with one exception.

Analysis

Understanding debris removal coverage, costs and settlements

FC&S Editors | March 28, 2018

Coverage Q&A: Debris removal coverage is for the extra expense above the policy loss limit.

News

Marijuana and insurance policy disputes

Hannah Smith | March 28, 2018

The lack of uniform cannabis laws creates some coverage confusion for insurers.

News

NTSB probing Tesla that caught fire in California crash

Alan Levin | March 27, 2018

The Tesla struck a highway barrier March 23 and caught fire, prompting hours of closed freeway lanes as firefighters tried to determine whether it was safe to move the vehicle and its damaged lithium-ion battery packs.

News

Wall Street-linked insurers face scrutiny over client complaints

Katherine Chiglinsky | March 27, 2018

Insurers linked to some of Wall Street’s biggest firms have run into trouble over unhappy customers.

News

Who's liable for the property loss?

Kevin F. Keeley | March 27, 2018

If the tenant causes property damage, should the landlord’s insurance pay?

News

Kentucky farmer indicted for crop insurance fraud

Steven A. Meyerowitz | March 26, 2018

Ronnie Jolly allegedly hid his crop production from his insurance company to claim damage to his crop sufficient to trigger crop insurance indemnity payments, which are funded by the federal government through the FCIC.

Editor's Letter

Taking a closer look at liability

Patricia L. Harman | March 23, 2018

The average home has 30 devices that operate on batteries. The question arises: Who pays for the damage caused by faulty batteries?

Resources

Overcoming Market Saturation: How Producers Can Grow Their Book of Business

From KPA

Use this no-nonsense approach to grow your book of business and gain a competitive edge. Learn why differentiation could be your best marketing strategy.

Download Resource ›
Automated Loss Runs Help Commercial Carriers Eliminate Common Blind Spots

From LexisNexis Risk Solutions

See what you may be missing to improve risk assessments and overall profitability.

Download Resource ›
Overcome Complex Regulations with Unique Coverage for Healthcare Providers

From NAS Insurance Services

Help your clients address regulatory challenges, including billing error investigations involving Medicare and Medicaid, before they become a larger issue.

Download Resource ›
Fact Sheet: E&O for Architects & Engineers

From NAS Insurance Services

It can be tricky to get the right insurance coverage for A&E clients, so you need policy options with flexibility and a wide range of features. Learn more about how to cover all their bases!

Download Resource ›
Guide: 5 Steps to Selling Cyber

From NAS Insurance Services

Cyber risk and data security has a spot on the agenda of every business owner and executive. Are you prepared to effectively present and sell cyber liability insurance to your clients?

Download Resource ›
Cyber Claims Digest: Trends and Insights

From NAS Insurance Services

Review the conclusions from a comprehensive data analysis of cyber claims made in 2016 and learn how to help your clients.

Download Resource ›
How to Ensure Proper Sexual Misconduct & Molestation Coverage

From NAS Insurance Services

Take steps now to make sure your clients’ liability insurance doesn’t exclude coverage of crucial sexual misconduct and molestation risks.

Download Resource ›
3 Healthcare Liability Trends You Need to Know

From NAS Insurance Services

Get the facts! Allied healthcare businesses continue to grow at record pace! Are you offering the right liability coverages?

Download Resource ›
3 Tenant Discrimination Trends You Need to Know

From NAS Insurance Services

If you are providing property manager or owner clients with E&O coverage, make sure you address the growing exposure of tenant discrimination.

Download Resource ›

Browse More Resources →

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