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FC&S Expert Coverage Interpretation

FC&S Expert Coverage Interpretation is an authoritative and widely cited insurance reference solution that provides information and interpretations on property & casualty coverage in an unbiased manner.

  • California Announces Sustainable Insurance Strategy

    September 25, 2023 | Discussion

    It marks the largest insurance reform in California in nearly 35 years.

  • Insurance Coverage Q&A: Water Backup and ALE

    September 25, 2023 | Questions & Answers

    When the water backup endorsement is added to a policy, does the limit affect any other coverages?

  • ISO Commercial Auto Endorsements Discussed - Category 25 Garage (Auto Dealers)

    September 25, 2023 | Contract Analysis;Discussion;Endorsements;Form;ISO Programs

    This is fifth in a series of contract analyses addressing the ISO commercial auto endorsements by category, This analysis discusses endorsements identified in Category 25 - Garage Endorsements, which covers Auto Dealerships.

  • Nationwide Successfully Defends Against Bad Faith Claim

    September 25, 2023 | Historical Lit Watch

    Washington Street, LLC sued Nationwide for bad faith, alleging the carrier deliberately and unreasonably delayed policy payments after a building fire.

  • Fraud of the Week: When the Vehicle was Parked and Burned, and not Stolen

    September 25, 2023 | Discussion

    When the vehicle wasn't actually stolen and burned.

  • IBHS FORTIFIED Program Overview

    September 25, 2023 | Discussion

    The program is designed to strengthen and protect homes and businesses against severe weather.

  • Delaware Adopts NAIC's Pet Insurance Model Act

    September 21, 2023 | Discussion

    It includes disclosure requirements and producer training requirements.

  • HO 17 32 03 22 Unit-Owners Coverage A Special Coverage

    September 20, 2023 | Form;ISO Programs

    The ISO HO 17 32 03 22 Unit-Owners Coverage A Special Coverage modifies the HO 00 06 Unit-Owners Form to open perils coverage.

  • ISO HOMEOWNERS FORMS LIST

    September 20, 2023 | Charts;Endorsements;Form

    A numerical list of available ISO homeowners forms.

  • HO 00 04 03 22 Homeowners 4 - Content Broad Form

    September 19, 2023 | Form;ISO Programs

    This is a copy of the ISO HO 00 04 03 22 Homeowners 4 - Contents Broad Form.

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  • HO 00 02 03 22 Homeowners 2 - Broad Form

    September 19, 2023 | Form;ISO Programs

    The ISO HO 00 02 03 22 Homeowners 2 Broad Form which provides named perils coverage for both the buildings and personal property.

  • Beazley Insurance Group F00378 11/13 Summary Comparison Worksheet

    September 19, 2023 | Charts

    Summary Comparison Worksheet for the Beazley F00378 11/13 umbrella form.

  • Recent D&O Claim Developments

    September 19, 2023 | Commentary;Discussion

    In this FC&S article by Dan Bailey, recent developments in D&O claims are discussed.

  • HO 00 06 03 22 Homeowners Unit-Owners Form

    September 19, 2023 | Form;ISO Programs

    The ISO HO 00 06 03 22 Unit-Owners Form provides coverage for condominium owners.

  • Beazley F00303 11-13 Summary Comparison Worksheet

    September 19, 2023 | Charts

    Summary Comparison Worksheet for Beazley F00303 11-13.

  • Beazley F00604 - 09-16 Summary Comparison Worksheet

    September 19, 2023 | Charts

    Summary Comparison Worksheet for the Beazley F00604 -9-16 form.

  • HO 04 51 03 22 Building Additions and Alterations - Increased Limit

    September 19, 2023 | Form;ISO Programs

    The ISO HO 04 51 03 22 Building Additions and Alterations - Increased Limit allows a tenant to obtain additional coverage for any additions and alterations.

  • HO 04 77 03 22 Ordinance or Law Increased Amount of Coverage

    September 19, 2023 | Form;ISO Programs

    he ISO form HO 04 77 03 22 Ordinance or Law Increased Amount of Coverage may be used with the HO 00 04 tenants or HO 00 06 condominium owners form to increase the amount of coverage for Ordinance or Law.

  • Fraud of the Week: Burning Down the House isn't a Child's Chore

    September 18, 2023 | Discussion

    When telling the child to set fire to the house goes wrong.

  • ISO Commercial Auto Endorsements Discussed - Category 23 Commercial Auto Endorsements

    September 18, 2023 | Contract Analysis;Discussion;Endorsements;Form;ISO Programs

    This is the fourth in a series of commentaries addressing the ISO commercial auto endorsements, including a brief description and explanation of each endorsement by their assigned ISO category. This commentary discusses endorsements identified in Category 23 - Commercial Automobile Endorsements.

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  • Insurance Coverage Q&A: A Retaining Wall and Water Accumulation

    September 18, 2023 | Questions & Answers

    Water behind a retaining wall causes it to collapse. Could the failure of drains to remove the water make this a water backup situation?

  • Eight Corners Strip Coverage From Case

    September 18, 2023 | Historical Lit Watch

    Three strip clubs sought coverage for a state-court judgment from Princeton Excess and Surplus Lines Insurance Company.

  • ISO COMMERCIAL AUTO FORMS LIST

    September 18, 2023 | Charts;Endorsements;Form

    This is a list in numerical order of ISO Commercial Auto forms.

  • California Moratorium on Cancellations and Non-Renewals of select Residential Property Insurance Policies following Wildfires

    September 17, 2023 | Discussion

    The moratorium applies to policies in certain ZIP codes and will last for one year.

  • Oklahoma Issues Special Notice Regarding Claim Settlement Practices

    September 17, 2023 | Discussion

    Insurers should include all necessary documentation when issuing claim settlement checks.

  • Louisiana Fortify Homes Program set to Launch October 2nd

    September 15, 2023 | Discussion

    The first round will award 500 grants to Citizens homeowner policyholders.

  • Fraud of the Week: Insurance After the Fact

    September 11, 2023 | Discussion

    When an insured buys a policy after the accident.

  • ISO Commercial Auto Endorsements Discussed - Category 20 Specialized Types

    September 11, 2023 | Discussion;Endorsements;Form;ISO Programs

    This is third in a series of commentaries on the ISO endorsements, with a brief description of the endorsement and its purpose. This commentary addresses the endorsements in Category 20 - Specialized Types endorsements.

  • Insurance Coverage Q&A: Child Safety Seats - Are they Auto Equipment or Personal Property?

    September 11, 2023 | Questions & Answers

    Are child safety seats auto equipment or personal property?

  • TWIA Files Revised Forms with new Premium Refund Rules

    September 10, 2023 | Discussion

    The refund will be determined, in part, by the reason for cancellation of the policy.

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  • Texas Department of Insurance release Bulletin on bill changes

    September 07, 2023 | Core Article Library;Discussion

    The bills relate to insurance and and the people and organizations that the TDI regulate.

  • Florida Emergency Order following Hurricane Idalia

    September 06, 2023 | Discussion

    The order addresses grace periods for payment of premiums and performance of duties by insureds, temporary postponement of cancellations and nonrenenwals, and miscellaneous provisions.

  • Concurrent Causation Falls Short to Assault-and-Battery Exclusion

    September 04, 2023 | Historical Lit Watch

    A CGL policy's assault and battery exclusion applied despite the arguments in favor of the concurrent causation rule.

  • Insurance Coverage Q&A: Water Backup and Loss of Income

    September 04, 2023 | Questions & Answers

    Is loss of income coverage affected when a water backup endorsement is attached to a policy?

  • ISO Commercial Auto Endorsements Discussed – Category 04 Additional Coverage Endorsements

    September 04, 2023 | Contract Analysis;Discussion;Endorsements;Form;ISO Programs

    This is the second in a series of commentaries addressing the ISO commercial auto endorsements, including a brief description and explanation of each endorsement by their assigned ISO category. This commentary discusses Category 04 - Additional Coverage endorsements.

  • Fraud of the Week: When Fraudsters have a Fleet

    September 04, 2023 | Discussion

    Fraudsters with a fleet of vehicles used in accidents get caught.

  • Kentucky DOI Publishes an Advisory Opinion Directed to Public Adjusters

    August 31, 2023 | Discussion

    It clarifies two statutes relating to collecting fees.

  • Waiver of Subrogation Divides Virginia Appellate Court

    August 31, 2023 | Lit Watch

    The three judges were divided over whether the waiver of the insurer's right to subrogation did or did not discharge the underlying tort liability against the defendant.

  • Delaware Releases Bulletin on Updated Minimum Capital and Surplus Requirements

    August 30, 2023 | Core Article Library;Discussion

    They had not been updated since July 1968, and are now consistent with the minimum requirements of other States.

  • ISO Commercial Auto Endorsements Discussed - Categories 01, 02, 03 and 05

    August 28, 2023 | Commentary;Contract Analysis;Discussion;Endorsements;Form;ISO Programs

    This is the first in a series of commentaries addressing ISO commercial auto endorsements, including a brief description and explanation of each endorsement by their assigned ISO category.

  • Load More Stories
  • Insurance Coverage Q&A: Detached Camper Top Damaged in Structure Fire

    August 28, 2023 | Questions & Answers

    When a detached camper top is damaged in a structure fire, how does the homeowners policy respond?

  • Drones and Sprinkler Heads - Not a Good Match

    August 28, 2023 | Historical Lit Watch

    The rental agreement between a landlord and two tenants who allegedly flew a drone in their apartment did not expressly state the tenant's would be liable for water damage caused by their own negligence.

  • Fraud of the Week: When Scuba Gear gets You in Hot Water

    August 28, 2023 | Discussion

    Multiple claims for the same loss get an insured in hot water.

  • CA P 002 04 06 2006 Commercial Auto Multistate Forms Revision Advisory Notice To Policyholders

    August 27, 2023 | Form;ISO Programs

  • CA P 001 09 04 Advisory Notice To Policyholders

    August 27, 2023 | Form;ISO Programs

    This ISO form CA P 001 09 04 Advisory Notice To Policyholders is a summary of a major change to the policy and does not provide any coverage.

  • Wildfires in Washington prompt a response from the Insurance Commissioner

    August 25, 2023 | Discussion

    An emergency order has been issued to protect and provide relief to insurance consumers.

  • Hawaii Declaration Regarding Nonresident Independent Adjusters

    August 21, 2023 | Core Article Library;Discussion

    The Hawaii insurance commissioner has issued a declaration regarding nonresident public adjusters assisting with claims.

  • Hurricane and Flood Articles

    August 21, 2023 | Core Article Library;Discussion

    This article provides links to many of our our articles on flood insurance, flood preparation, flood policies, and other flood issues.

  • Fraud of the Week: When You're Not Really Injured

    August 21, 2023 | Discussion

    Invoices that don't correspond to any actual treatment land an insured in hot water.

  • Sex, Fighting, and Medical Issues in Space: A Risk Management Issue

    August 21, 2023 | Core Article Library;Discussion;Emerging Risks

    This article looks at some liability issues associated with long term space tourism flights, such as in-flight sex, infighting, and extreme medical emergencies, from a risk management perspective.

  • Load More Stories
  • Florida Equestrian Rides High to $3.5M Verdict Over Progressive's Social Media Defense

    August 21, 2023 | Historical Lit Watch

    Progressive admitted liability but contested the damages arguing that two years after the crash, the plaintiff was well enough to compete in horseback riding competitions and the injuries were not severe.

  • Insurance Coverage Q&A of the Week: Application of Deductible

    August 21, 2023 | Questions & Answers

    How deductibles apply when hail is the cause of loss.

  • CA 25 45 11 20 Additional Insured - General Liability Coverages - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 25 64 10 13 Exclusion Of Specified Acts, Errors Or Omissions Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 64 10 13 Exclusion Of Specified Acts, Errors Or Omissions Liability Coverages can be used with the Auto Dealers Coverage Form.

  • CA 25 63 10 13 Exclusion - Acts, Errors Or Omissions Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 63 10 13 Exclusion - Acts, Errors Or Omissions Liability Coverages can be used with the Auto Dealers Coverage Form.

  • CA 25 65 10 13 Total Bankruptcy Or Insolvency Exclusion For Acts, Errors Or Omissions Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 25 47 10 13 Limited Contractual Liability Coverage For Personal And Advertising Injury

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 47 10 13 Limited Contractual Liability Coverage For Personal And Advertising Injury can be used with the Auto Dealers Coverage Form.

  • CA P 101 03 22 Notice Section Of Important Provisions - Single Interest Automobile Physical Damage Insurance Policies

    August 20, 2023 | Form;ISO Programs

    The ISO form CA P 101 03 22 Notice Section Of Important Provisions - Single Interest Automobile Physical Damage Insurance Policies highlights certain sections to assist the insured in understanding the policy.

  • CA 27 10 11 20 Limited General Liability Coverage For Designated Unmanned Aircraft - (Personal And Advertising Injury Liability Only)

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA P 100 03 22 Notice Section Of Important Provisions - Commercial Auto

    August 20, 2023 | Form;ISO Programs

    The ISO form CA P 100 03 22 Notice Section Of Important Provisions - Commercial Auto highlights certain sections to assist in understanding the policy.

  • Load More Stories
  • CA 27 09 11 20 Limited General Liability Coverage For Designated Unmanned Aircraft - (Bodily Injury And Property Damage Liability Only)

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 25 46 10 13 Additional Insured - General Liability Coverages - Co-Owner Of Insured Premises

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 46 10 13 Additional Insured - General Liability Coverages - Co-Owner Of Insured Premises can be used with the Auto Dealers Coverage Form.

  • CA 25 45 10 13 Additional Insured - General Liability Coverages - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You

    August 20, 2023 | Endorsements;Form;ISO Programs

    The ISO endorsement CA 25 45 10 13 Additional Insured - General Liability Coverages - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You can be used with the Auto Dealers Coverage Form

  • CA 99 48 10 13 Pollution Liability - Broadened Coverage For Covered Autos - Business Auto And Motor Carrier Coverage Forms

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 99 48 10 13 Pollution Liability - Broadened Coverage For Covered Autos - Business Auto And Motor Carrier Coverage Forms can be used with the Business Auto Coverage Form, and the Motor Carrier Coverage Form.

  • CA 25 61 10 13 Expanded Coverage Territory For General Liability Coverages - Additional Scheduled Countries

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 61 10 13 Expanded Coverage Territory For General Liability Coverages - Additional Scheduled Countries can be used with the Auto Dealers Coverage Form.

  • CA 99 40 10 13 Exclusion Or Excess Coverage Hazards Otherwise Insured

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 99 40 10 13 Exclusion Or Excess Coverage Hazards Otherwise Insured can be used with the Auto Dealers Coverage Form, the Business Auto Coverage Form, and the Motor Carrier Coverage Form.

  • CA 25 60 10 13 Worldwide General Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 60 10 13 Worldwide General Liability Coverages can be used with the Auto Dealers Coverage Form.

  • CA 27 08 11 20 Limited General Liability Coverage For Designated Unmanned Aircraft

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 25 59 10 13 Designated Location(s) General Liability Aggregate Limit For Certain General Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA P 013 09 22 Commercial Auto Abuse Or Molestation Endorsements And Auto Hacking Expense Coverage Endorsement Advisory Notice To Policyholders

    August 20, 2023 | Form;ISO Programs

    The ISO form CA P 013 09 22 Commercial Auto Abuse Or Molestation Endorsements And Auto Hacking Expense Coverage Endorsement Advisory Notice To Policyholders is an advisory notice to policyholders that states which forms and endorsements may reduce, broaden, or reinforce coverage

  • Load More Stories
  • CA 25 58 10 13 Amendment Of Limits Of Insurance - General Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 58 10 13 Amendment Of Limits Of Insurance - General Liability Coverages can be used with the Auto Dealers Coverage Form.

  • CA 25 57 10 13 Communicable Disease Exclusion For General Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 57 10 13 Communicable Disease Exclusion For General Liability Coverages can be used with the Auto Dealers Coverage Form.

  • CA 99 38 01 87 Split Liability Limits - Garages

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 99 60 10 13 Audio, Visual And Data Electronic Equipment Coverage Added Limits

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 99 60 10 13 Audio, Visual And Data Electronic Equipment Coverage Added Limits can be used with the Auto Dealers Coverage Form, the Business Auto Coverage Form, and the Motor Carrier Coverage Form.

  • CA 99 59 10 13 Garagekeepers Coverage - Customers' Sound-Receiving Equipment

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 99 59 10 13 Garagekeepers Coverage - Customers' Sound-Receiving Equipment can be used with the Auto Dealers Coverage Form, Business Auto Coverage Form, Motor Carrier Coverage Form.

  • CA DS 26 10 13 Auto Dealers Declarations

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 27 07 11 20 Unmanned Aircraft Exclusion For General Liability Coverages - (Personal And Advertising Injury Liability Only)

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA DS 21 10 13 Motor Carrier Declarations

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 99 15 12 93 Governmental Bodies Amendatory Endorsement

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 99 15 12 93 Governmental Bodies Amendatory Endorsement can be used with the Business Auto Coverage Form.

  • CA DS 03 10 13 Business Auto Declarations

    August 20, 2023 | Endorsements;Form;ISO Programs

  • Load More Stories
  • CA 27 14 12 19 Cannabis Exclusion With Hemp And Lessor Risk Exception For General Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 27 14 12 19 Cannabis Exclusion With Hemp And Lessor Risk Exception For General Liability Coverages can be used with the Auto Dealers Coverage Form.

  • CA 27 06 11 20 Unmanned Aircraft Exclusion For General Liability Coverages - (Bodily Injury And Property Damage Liability Only)

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 26 05 04 80 Single Interest Deductibles

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 26 05 04 80 Single Interest Deductibles clarifies the deductible of the Single Interest Auto Physical Damage Policy.

  • CA 26 04 11 16 Amendment Of Single Interest Policy Provisions - Public Or Livery Passenger Conveyance And On-Demand Delivery Services Exclusion

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 26 02 11 16 Single Interest Automobile Physical Damage Insurance Policy

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 26 01 11 16 Single Interest Automobile Physical Damage Insurance Policy

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 25 55 10 13 Exclusion - Products And Work You Performed

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 55 10 13 Exclusion - Products And Work You Performed can be used with the Auto Dealers Coverage Form.

  • CA 25 56 10 13 Exclusion - Designated Work You Performed

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 25 54 10 13 Exclusion - Personal And Advertising Injury Liability Coverage

    August 20, 2023 | Endorsements;Form;ISO Programs

    The ISO endorsement CA 25 54 10 13 Exclusion - Personal And Advertising Injury Liability Coverage can be used with the Auto Dealers Coverage Form.

  • CA 25 67 10 13 Extended Reporting Period Endorsement For Employee Benefits Liability Coverage

    August 20, 2023 | Endorsements;Form;ISO Programs

    The ISO endorsement CA 25 67 10 13 Extended Reporting Period Endorsement For Employee Benefits Liability Coverage can be used with the Employee Benefits Liability Coverage endorsement.

  • Load More Stories
  • CA 25 53 10 13 Exclusion - Newly Acquired Or Formed Auto Dealership

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 25 52 10 13 Exclusion - Locations And Operations Medical Payments

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 25 51 10 13 Exclusion - Designated Products

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA 25 66 10 13 Customer Complaint Legal Defense Coverage

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 66 10 13 Customer Complaint Legal Defense Coverage can be used with the Auto Dealers Coverage Form.

  • CA 25 50 10 13 Exclusion - Damage To Rented Premises

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 50 10 13 Exclusion - Damage To Rented Premises can be used with the Auto Dealers Coverage Form.

  • CA 25 49 10 13 Limited Product Withdrawal Expense Endorsement

    August 20, 2023 | Endorsements;Form;ISO Programs

  • CA P 012 12 20 2020 Commercial Auto Multistate Form Revisions Advisory Notice To Policyholders

    August 20, 2023 | Form;ISO Programs

  • CA DS 26 11 20 Auto Dealers Declarations

    August 20, 2023 | Form;ISO Programs

  • CA 25 39 10 13 Silica Or Silica-Related Dust Exclusion For General Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

    The ISO endorsement CA 25 39 10 13 Silica Or Silica-Related Dust Exclusion For General Liability Coverages can be used with the Auto Dealers Coverage Form.

  • CA 25 38 10 13 Limited Fungi Or Bacteria Coverage For General Liability Coverages

    August 20, 2023 | Endorsements;Form;ISO Programs

    This ISO endorsement CA 25 38 10 13 Limited Fungi Or Bacteria Coverage For General Liability Coverages can be used with the Auto Dealers Coverage Form.

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Resources

  • To Be or Not To Be -- AI Ready

    To Be or Not To Be -- AI Ready

    From IntellectAI

    As AI technologies continue to mature and use cases expand, insurers should not shy away from the technology. The question you should ask is: do you want to face a competitor like this? Or do you want to be enjoying all the associated benefits of above-trend growth? Download this article and learn how to be among the first insurers to seize this substantial competitive advantage--before the opportunity for first-mover advantage disappears!

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    Closing the Gaps: Expanding Your Technology Ecosystem

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    The right strategic approach to technology ecosystems brings competitive advantages to forward-looking insurers -- including small and mid-sized carriers, regional players, and start-up MGAs. Starting with a solid core system strategy, learn how to creatively leverage third-party applications to enhance customer and agent experiences, enable automation, predictive risk modeling, and more.

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  • How AI and Human Centric Design are changing the way we underwrite

    How AI and Human Centric Design are changing the way we underwrite

    From IntellectAI

    Generic AI, machine learning and cognitive AI have been groundbreaking technological discoveries in recent years. Most of the time these technologies are assumed to be the same; however, they have unique functionalities. Download this eBook to learn how each impacts commercial insurance underwriting.

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  • Extending the Life of On-Premise Legacy Technology With Digital Customer Service

    Extending the Life of On-Premise Legacy Technology With Digital Customer Service

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    Most insurance companies still have on-premise policy, billing or claims systems that they’ve not moved to the cloud, and it can be extremely costly and time consuming to migrate these solutions. This white paper explores a strategy that allows insurers to keep current legacy systems in place while putting a digital experience on top of systems to modernize solutions and align to today’s customer expectations.

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  • Is Your Organization a Leader or a Laggard?

    Is Your Organization a Leader or a Laggard?

    From LexisNexis Risk Solutions

    Despite the growing risk of digital identity fraud in personal lines claims, most carriers don’t have robust capabilities to distinguish between genuine customers and fraudsters. Leaders are investing in robust, multi-layered approaches to mitigate digital identity fraud and seeing positive results. Download this report to learn strategies to proactively mitigate fraud in the claims process.

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  • Leading P&C Insurer Delivers Seamless Digital Experience Across 7 Business Units

    Leading P&C Insurer Delivers Seamless Digital Experience Across 7 Business Units

    From Glia

    This interactive report explores how you can provide a unified and streamlined customer experience in order to accelerate sales and more across business units.

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  • The Renewal Solution: Addressing Poor Loss Ratios With Property Intelligence

    The Renewal Solution: Addressing Poor Loss Ratios With Property Intelligence

    From Arturo

    Billions of dollars of losses are compounding for insurance carriers everywhere. If you’re only assessing property risk at the beginning of the policy, you’re missing major portions of the lifecycle and opportunities to reduce underinsurance, capture premium leakage, and balance your risk profile. Download this white paper to learn about the renewal solution.

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  • How P&C Insurers Provide Digital Engagement for Premium Agent Experiences

    How P&C Insurers Provide Digital Engagement for Premium Agent Experiences

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    This white paper reveals how carriers can streamline complex processes, provide faster, more immediate agent support and help them to write more business.

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  • Insurance Outlook 2023

    Insurance Outlook 2023

    From Arturo

    As we head into the new year, insurers all have a part to play in defining the outlook and future. Insurability, underinsurance, climate change and customer experience are all daunting challenges. Download this white paper to learn about the current state of insurance and what to look out for in 2023.

    Download Resource ›

  • How Insurance Carriers Can Increase Premium Growth

    How Insurance Carriers Can Increase Premium Growth

    From Glia

    The customer experience has become a primary driver for both attracting new customers and retaining existing policyholders. As the customer experience becomes entirely digital, this is where insurance providers need to differentiate themselves from the pack. Discover how carriers can sell more online, improve servicing speed and satisfaction, and empower agents to place more business.

    Download Resource ›

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