News

Self-driving cars don't need rules yet, U.S. regulator says

Ryan Beene | July 12, 2018

It’s premature to regulate the self-driving vehicles being tested, the U.S. government’s top auto safety official said.

Research

Even parents with kids in the car can’t stop texting and driving

Riley Griffin | July 12, 2018

Are insurance companies and police too lenient in terms of identifying and punishing distracted drivers?

Expert Opinion

Navigating commercial auto's rocky ride in the American West

Dr. Renu Ann Joseph | July 12, 2018

The U.S. auto insurance market is still finding its feet in the new normal of elevated claim frequency and severity.

Slideshow

10 strictest states on speeding and reckless driving

Denny Jacob | July 12, 2018

It pays to play by the rules when you're driving, especially when it comes to speeding.

Research

12 industries at risk of failing to manage the Earth's natural resources

Denny Jacob | July 09, 2018

Resource scarcity, regulatory action and pressure from communities and societies over natural resources continue to grow.

Analysis

U.S. car sales are expected to fall to recession levels

Sarah Gardner | July 06, 2018

Sales of sedans, coupes and sports cars are on pace for their worst year since 2009.

Slideshow

5 most expensive moves for car insurance rates

Danielle Ling | July 05, 2018

Here are the 5 most expensive moves for car insurance rates, and how to calculate price increases or savings depending on your next big move.

Best Practices

Motorcycle and ATV/UTV safety can help protect the ride and the rider

Dana Endress | July 04, 2018

Insuring a classic versus a newer motorcycle may require some additional considerations when selecting an insurer.

News

Can an injured pedestrian recover under a driver's UIM policy?

Steven A. Meyerowitz | July 03, 2018

Most underinsured motorist claims involve two or more vehicles, not pedestrians. See how the Delaware Supreme Court ruled in this case.

News

Geico hit with $2M post-apportion award in bad faith suit

Greg Land | June 29, 2018

Is an insurance company really liable for bad-faith when it alleges that it had no notice of a claim? See what one Georgia jury decided.

Ranking

10 best states for teen drivers

Denny Jacob | June 29, 2018

A recent study by WalletHub identified the best states for teen drivers using a collection of 23 key metrics.

News

AI will thrash the economy like a ‘tsunami,’ Allstate CEO says

William Mathis | June 28, 2018

That change has already come to the auto insurance business.

News

Colo. early morning hailstorm carries $169 million insurance price tag

Jayleen R. Heft | June 28, 2018

The June 13 storm pounded vehicles and roofs causing widespread damage with golf and baseball-sized hail.

Slideshow

5 most expensive states for insuring a teen driver

Danielle Ling | June 27, 2018

Gender, age and location are the biggest factors in determining the cost of insuring a teen driver.

News

July 4th holiday expected to set travel numbers record

Jayleen R. Heft | June 27, 2018

AAA predicts drivers will experience the worst congestion on Tuesday, July 3 in the late afternoon.

News

Tesla Model S that caught fire in Florida hit speed of 116 MPH

Alan Levin | June 26, 2018

The fire in the battery pack was extinguished using 200 to 300 gallons of water and foam, the NTSB said.

Commentary

Understanding the implications of shared vehicles on insurance

Michael Goldman, FCAS, MAAA | June 26, 2018

Insurance companies are tasked with balancing the risks with the benefit of extending coverage for non-traditional scenarios.

News

New auto insurance liability requirements taking effect in Nevada

Steven A. Meyerowitz | June 25, 2018

Nevada drivers who currently have limits lower than 25/50/20 must purchase the new minimum liability coverage by July 1.

Market Insights

18 risks the insurance industry needs to consider in 2018

Denny Jacob | June 25, 2018

The emerging risk themes outlined in Swiss Re's report are based on early signals collected throughout the year.

Best Practices

Detecting and preventing fraudulent business interruption claims

Tiffany Couch | June 22, 2018

'Red flags' may indicate the need for a forensic accountant.

Slideshow

10 best family cars of 2018

Danielle Ling | June 20, 2018

Parents magazine and Edmunds picked the best family vehicles of 2018 based on safety, performance, value, comfort and family friendliness.

Research

11 highest-ranked auto insurance brands for customer service, by region

Jayleen R. Heft | June 18, 2018

Auto insurance customer satisfaction reaches record high, J.D. Power finds.

Analysis

Driverless cars may cut traffic jams, not insurance premiums

William Mathis | June 14, 2018

As driverless vehicles reduce car ownership, insurers may not face the Armageddon that had been predicted, new research shows.

Analysis

P&C personal lines results worsen despite auto improvement: Fitch

Jayleen R. Heft | June 14, 2018

Underwriting losses in the U.S. P&C personal lines segment moved higher for the fourth straight year in 2017.

News

25 least expensive car models to insure

Denny Jacob | June 14, 2018

An analysis by 24/7 Wall St. found many of the cars that are the least expensive to insure are small to midsize SUVs.

Analysis

Investigating fraudulent claims: Keep detailed records to recover costs

Steven A. Meyerowitz | June 12, 2018

A court suggests if insurers want to recover costs of investigating fraudulent claims, they need to maintain time logs.

News

Tesla Model X in California crash sped up prior to impact

Alan Levin and Ryan Beene | June 07, 2018

A NTSB preliminary report raises new questions about the capabilities of Tesla’s semi-autonomous driving system.

Research

U.S. motorcycle thefts decreased in 2017

Jayleen R. Heft | June 07, 2018

A total of 44,268 motorcycles were reported stolen in 2017 compared with 46,467 reported stolen in 2016 — a decrease of 5%.

Liability in the age of autonomous vehicles

Robert F. Tyson and Greta M. Schultz | June 06, 2018

Some auto risks will not change, but others will shift from drivers to manufacturers.

News

European Commission proposes stronger motor vehicle insurance rules

Steven A. Meyerowitz | June 06, 2018

The proposal to amend the Motor Insurance Directive would make it easier to combat uninsured driving, according to the EC.

News

5 key takeaways from GHSA's report on drug-impaired driving

Denny Jacob | June 06, 2018

Curtailing the issue of drug use and abuse on the streets has dogged law enforcement for years, but U.S. roadways are just as problematic.

News

25 most expensive car models to insure

Denny Jacob | June 04, 2018

Thanks to advances in technology, cars come equipped with more capabilities than ever while also being assembled with speed and precision.

News

Renting a car? Here's the kind of insurance you need

Danielle Ling | June 01, 2018

Car rental companies will offer you a number of insurance options at the counter. Here's how to find out which is your best option.

Slideshow

Another 1,000-year flood devastates Ellicott City, Md.

Danielle Ling | May 30, 2018

Sunday's massive flash flood left one dead and for the second time in two years, devastated the downtown of Ellicott City, Md.

Research

5 key points concerning motorcyclist fatalities from GHSA's report

Denny Jacob | May 29, 2018

Around the globe, motorcycles are the go-to form of transportation.

Market Insights

Driving past the unique insurance needs in motorsports

Denny Jacob | May 28, 2018

The racing teams are effectively a business, and they operate their business based on sponsorship dollars.

News

Automatic brakes were disabled in Uber self-driving car fatal crash

Ryan Beene | May 24, 2018

The car’s sensors observed the pedestrian about six seconds before impact, according to a preliminary NTSB report.

News

Insured losses from May's 'Ring of Fire' near $2.5 billion, says new report

Danielle Ling | May 24, 2018

The extreme weather event created billions of dollars in damages from hail and wind across 12 states, Karen Clark & Co. reports.

Commentary

Expect a shift in the auto insurance litigation landscape

Randy Maniloff | May 24, 2018

Even if widespread adoption of autonomous and self-driving cars somehow becomes a reality, they surely won't be foolproof.

Research

53% of insurers opting to develop AI capabilities in-house, study finds

Victoria Prussen Spears | May 23, 2018

Everest Group looked at how insurers are building AI capabilities through hiring, InsurTech partnerships and other means.

News

Seat belts urged for school buses by NTSB after 2016 crashes

Ryan Beene | May 22, 2018

The NTSB also voted to recommend that the NHTSA mandate automatic emergency braking systems.

Best Practices

Senior drivers: When is it time to give up the keys?

Elana Ashanti Jefferson | May 22, 2018

Senior drivers don’t necessary cause more car crashes, but they are more likely to be seriously injured in an accident.

News

With only half of recalls done, NHTSA says don't drive old Fords

Ryan Beene | May 07, 2018

Auto safety regulators warn that certain older Ford pickups should be parked until dangerous air bags are replaced.

News

Can you apportion fault in a car accident between a ‘phantom’ & an actual defendant?

Steven A. Meyerowitz | April 26, 2018

Recovery for damages in auto accidents can be complicated when you know someone else was at fault, but you can't find the wrongdoer.

News

Driverless Ubers? New study shows who would get in

Danielle Ling | April 25, 2018

New data from insuranceQuotes.com identifies who would most likely embrace autonomous vehicles and driverless rideshares.

Expert Opinion

After the driverless fatality, insurance and litigation will be forever changed

Randy Maniloff | April 13, 2018

Unlike an inconsequential glitch with your office computer, in the case of driverless cars it's control, alt and someone’s life is deleted.

Analysis

Is car-sharing the next 'gig' thing?

Christine G. Barlow | April 12, 2018

While ridesharing got all the attention and took off rapidly, car-sharing, which is getting more popular, developed without a lot of press.

Research

Daydreaming tops fatal distracted driving behaviors, Erie Insurance finds

Jayleen R. Heft | April 12, 2018

Police report that 61% of distracted drivers were daydreaming at the time of a fatal crash, compared with 14% of drivers who were distracted by cell phone use.

Research

State laws mandating interlocks for all DUI offenders save lives, study finds

Steven A. Meyerowitz | April 11, 2018

Laws requiring all impaired-driving offenders to install alcohol interlocks reduce the number of impaired drivers in fatal crashes by 16%, a new study by the Insurance Institute for Highway Safety has found.

How travel habits can predict driving and distraction behaviors

Ted Gramer | April 06, 2018

Ted Gramer, CEO of TrueMotion, breaks down the company's months-long study examining the driving behaviors of more than 6,000 thousand drivers and how their travel habits, whether they be cyclists or frequent flyers, influence their driving.