A NATIONAL UNDERWRITER COMPANY

Coverage & Policy Issues

Analysis

First half of the year saw lower losses from natural disasters than usual

Denny Jacob | July 13, 2018

Provisional figures estimate overall losses were around $33 billion (USD), the lowest level since 2005.

Commentary

Here's how one new FAA regulation helps insurers

Dan Burton | July 13, 2018

This program enables the insurance industry to gain speedy access to restricted airspace for drone use during emergencies.

Commentary

Long-term NFIP reauthorization is essential

Jon Gentile | July 12, 2018

PIA says failure to act now is not an option.

Expert Opinion

Navigating commercial auto's rocky ride in the American West

Dr. Renu Ann Joseph | July 12, 2018

The U.S. auto insurance market is still finding its feet in the new normal of elevated claim frequency and severity.

News

Is a carrier’s claim file covered by attorney-client privilege?

Steven A. Meyerowitz | July 12, 2018

When an insurer denied liability for a bad faith lawsuit, the plaintiff argued that the denial waived the attorney-client privilege over the claim files.

Slideshow

10 strictest states on speeding and reckless driving

Denny Jacob | July 12, 2018

It pays to play by the rules when you're driving, especially when it comes to speeding.

Analysis

Insuring a home spa? Know that a hot tub is not like a pool

FC & S Editors | July 11, 2018

Coverage Q&A: Insured homeowners need to know that hot tubs come with risks that may not be covered.

Commentary

Cybersecurity insurance: popular but poorly understood

Eleanor Vaida Gerhards | July 10, 2018

Insurance brokers and carriers should work closely with clients to identify unique cyber risks and tailor liability coverage accordingly.

Event

Game on: Insuring the 2018 FIFA World Cup

Michael Furtschegger | July 10, 2018

Big or small, international or local, sporting events have an even bigger supporter — insurance.

Research

12 industries at risk of failing to manage the Earth's natural resources

Denny Jacob | July 09, 2018

Resource scarcity, regulatory action and pressure from communities and societies over natural resources continue to grow.

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Ranking

7 P&C companies in top 100 spots on 2018 Fortune's 500 list

Denny Jacob | July 06, 2018

Companies are ranked by total revenues for their respective fiscal years.

Analysis

U.S. car sales are expected to fall to recession levels

Sarah Gardner | July 06, 2018

Sales of sedans, coupes and sports cars are on pace for their worst year since 2009.

Commentary

'Conversational AI' is reinventing the insurance claims process

Srini Vinnakota | July 06, 2018

This technology allows insurers to offer better customer service and data from the outset.

Commentary

How to respond and recover quickly from a cyber event

Matt Tucci | July 06, 2018

The steps outlined here cost nothing and can pay great dividends should a cyber breach occur.

News

NY State issues new banking rules for medical marijuana and industrial hemp businesses

Rosalie Donlon | July 06, 2018

The guidance is designed to encourage banks and credit unions to establish banking relationships with medical marijuana-related businesses.

News

Can you sue for lost business income after policy's time limit?

Steven A. Meyerowitz | July 05, 2018

One company challenged the lawsuit limitations period, saying it couldn’t ascertain its losses in that time. See what a federal appeals court ruled.

Best Practices

Hurricane season drives mass adoption of insurance drones

Nathan Stump | July 05, 2018

Drone technology enables faster claims processing, a reduction in loss adjustment expenses and improved claims adjuster safety.

Analysis

Your guide to selling insurance services to e-commerce businesses

Victoria Greene | July 05, 2018

Selling insurance to an e-commerce business is about making them aware of the dangers they face.

Best Practices

Motorcycle and ATV/UTV safety can help protect the ride and the rider

Dana Endress | July 04, 2018

Insuring a classic versus a newer motorcycle may require some additional considerations when selecting an insurer.

News

Around the P&C insurance industry: July 4, 2018

Denny Jacob | July 04, 2018

News from Marsh, The Travelers Companies Inc., Alera Group and more.

Analysis

Additional Living Expenses: Just how much is covered?

FC & S Editors | July 04, 2018

Coverage Q&A: Additional Living Expenses insurance coverage is broad, but it still has limitations.

Best Practices

Fireworks can increase the risk of wildfires

Rosalie Donlon | July 04, 2018

Be careful with those fireworks you set off in the backyard. The home you save may be your own!

News

Swiss Re prepares to transition to a low-carbon economy

Denny Jacob | July 03, 2018

The company's thermal coal policy was first announced in June 2017.

Commentary

Why insurers, reinsurers should care about silent risk exposures

Yakir Golan | July 03, 2018

How exposed are your clients to cyber risk via unrelated insurance policies that do not specifically exclude cyber events?

News

Calif. insurance commissioner issues order for workers' comp insurers

Denny Jacob | July 03, 2018

Insurers will need to provide details about how savings from the new tax law impact their rates.

Analysis

The real hurricane for insurers could be in cyber insurance

Michael Costonis | July 03, 2018

Insurers need to take steps now to prepare for the cyber market to harden and pivot their business approach.

News

Can an injured pedestrian recover under a driver's UIM policy?

Steven A. Meyerowitz | July 03, 2018

Most underinsured motorist claims involve two or more vehicles, not pedestrians. See how the Delaware Supreme Court ruled in this case.

News

U.S. homeownership expected to rise for the young

Alex Tanzi | July 02, 2018

The home ownership rate of young adults will probably rise to 58.1% in 2025.

Slideshow

5 tips for staying safe while enjoying your summer barbecue

Michael D. Brown | July 02, 2018

Information insurance agents and brokers can share with clients to help them keep their homes and families safe while grilling

Commentary

Responding to the shift from ransomware to crypto-mining

Rotem Iram | July 02, 2018

Surprising new exposure: Hackers now realize that a company's electricity is an asset they can steal and monetize.

News

Geico hit with $2M post-apportion award in bad faith suit

Greg Land | June 29, 2018

Is an insurance company really liable for bad-faith when it alleges that it had no notice of a claim? See what one Georgia jury decided.

Commentary

How traditional companies can disrupt insurance industry disruptors

Paige Schaffer | June 29, 2018

Forward-thinking insurers must grow their product ecosystem while building customer loyalty.

Ranking

10 best states for teen drivers

Denny Jacob | June 29, 2018

A recent study by WalletHub identified the best states for teen drivers using a collection of 23 key metrics.

Commentary

Why do injured workers turn to attorneys in workers’ compensation cases?

Joe Rubinsztain | June 28, 2018

There are four system failures that lead to litigation.

News

Beers at work after hours may be a 'function' for insurance purposes

Steven A. Meyerowitz | June 28, 2018

Are casual drinks after work on the employer's premises the equivalent of a holiday party with similar liability issues? See what one court had to say.

Best Practices

5 key takeaways from Zurich on extreme weather events

Denny Jacob | June 28, 2018

Being prepared for an extreme weather event is more pressing than ever.

News

Around the P&C insurance industry: June 27, 2018

Denny Jacob | June 27, 2018

News from American International Group Inc., Munich Re, NSM Insurance Group and more.

News

Citizen Property Insurance board defers 2019 rate recommendations

Steven A. Meyerowitz | June 27, 2018

The board voted to defer action on a proposed 7.9% statewide increase for personal lines policyholders in Florida.

Analysis

Critter-related property damage requires an eagle eye

FC & S Editors | June 27, 2018

Coverage Q&A: Take a good look at insurance policy language to determine coverage for wildlife damage.

Analysis

D&O issues with blockchain, cryptocurrencies & ICOs

Todd D. Kremin and Jonathan L. Schwartz | June 26, 2018

Recent litigation has defined exposure that insurance professionals should be keenly aware of.

News

New auto insurance liability requirements taking effect in Nevada

Steven A. Meyerowitz | June 25, 2018

Nevada drivers who currently have limits lower than 25/50/20 must purchase the new minimum liability coverage by July 1.

Market Insights

Post-traumatic stress disorder in workers' compensation

Bruce Spidell | June 25, 2018

Although PTSD is more common among first responders, it can affect employees in any industry or location.

Commentary

Vital coverage discussions for small-business clients

Michael D. Brown | June 25, 2018

Many of small-business owners don’t exactly know what risk management entails or how to get started.

Research

Who's on board when it comes to cyber resilience?

Denny Jacob | June 25, 2018

A key element of a company's cyber resilience is governance, a task that falls to the board of directors.

Market Insights

18 risks the insurance industry needs to consider in 2018

Denny Jacob | June 25, 2018

The emerging risk themes outlined in Swiss Re's report are based on early signals collected throughout the year.

News

AmTrust Financial Services, Inc. votes to go private

Denny Jacob | June 22, 2018

The transaction is expected to close during the second half of 2018, subject to the satisfaction of customary closing conditions.

Best Practices

Detecting and preventing fraudulent business interruption claims

Tiffany Couch | June 22, 2018

'Red flags' may indicate the need for a forensic accountant.

News

Moody's reveals forecast for this year's hurricane season

Denny Jacob | June 21, 2018

The hurricane season officially runs from June 1 to November 30.

News

Scooter risks? Popular transportation fad brings accidents & liability questions

Anousha Sakoui and Edvard Pettersson | June 21, 2018

Scooter-related accidents, including by pedestrians who get hit by a scooter, have jumped.

Analysis

Insurance questions grow alongside mold, fungi and algae

FC & S Editors | June 20, 2018

Coverage Q&A: Whether or not a loss is covered may rest on the appearance of routine wear and tear.

Resources

Overcoming Market Saturation: How Producers Can Grow Their Book of Business

From KPA

Use this no-nonsense approach to grow your book of business and gain a competitive edge. Learn why differentiation could be your best marketing strategy.

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Claims Visionaries: A Forward-Looking View of the Insurance Market

From PropertyCasualty360

Despite the stormy waters swamping the current insurance landscape, industry leaders say there are paths to success.

Download Resource ›
Cybercrime: 2017 Claims Analysis

From NAS Insurance Services

Do your clients understand the threat cybercrime poses to businesses, or do they think it’s just hype? Get the facts with this in-depth analysis.

Download Resource ›
The Must-Haves to Make Your Agency Successful

From Vertafore

Find out if you have the right strategies in place to help you increase efficiency and productivity, and allow you to accelerate your speed of growth.

Download Resource ›
Overcome Complex Regulations with Unique Coverage for Healthcare Providers

From NAS Insurance Services

Help your clients address regulatory challenges, including billing error investigations involving Medicare and Medicaid, before they become a larger issue.

Download Resource ›
Fact Sheet: E&O for Architects & Engineers

From NAS Insurance Services

It can be tricky to get the right insurance coverage for A&E clients, so you need policy options with flexibility and a wide range of features. Learn more about how to cover all their bases!

Download Resource ›
3 Healthcare Liability Trends You Need to Know

From NAS Insurance Services

Get the facts! Allied healthcare businesses continue to grow at record pace! Are you offering the right liability coverages?

Download Resource ›
3 Tenant Discrimination Trends You Need to Know

From NAS Insurance Services

If you are providing property manager or owner clients with E&O coverage, make sure you address the growing exposure of tenant discrimination.

Download Resource ›
Guide: 5 Steps to Selling Cyber

From NAS Insurance Services

Cyber risk and data security has a spot on the agenda of every business owner and executive. Are you prepared to effectively present and sell cyber liability insurance to your clients?

Download Resource ›
Cyber Claims Digest: Trends and Insights

From NAS Insurance Services

Review the conclusions from a comprehensive data analysis of cyber claims made in 2016 and learn how to help your clients.

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How to Ensure Proper Sexual Misconduct & Molestation Coverage

From NAS Insurance Services

Take steps now to make sure your clients’ liability insurance doesn’t exclude coverage of crucial sexual misconduct and molestation risks.

Download Resource ›

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Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!