Resource Center

Even as the insurance industry continues to grow, many feel that saturation has led to agencies and brokers playing a zero-sum game. Taking on new customers can be both difficult and costly – often more expensive that retaining an existing customer. Additionally, the oversaturated market means customer loyalty is low, so you must have ways to differentiate yourself and show value.

Download this white paper to get a better understanding of what differentiators you can take advantage of, including:

• Unique selling propositions
• Value-add products that competitors don’t sell
• Proven, turnkey products and services

In this age of saturation, you can still grow your client base through effective differentiation. Act now to gain a head start on your competition!

Many commercial carriers do not have enough visibility into their prior loss history to make an accurate assessment of future risk. This leaves carriers vulnerable to common blind spots which can hurt profitability.

Download this case study to learn how new automated loss run capabilities based on robust and insightful data make assessing and pricing risk easier than ever. You will learn how to eliminate blind spots that include:

• Passing bad risks across your own companies
• Assuming “clean” risks
• Failing to detect risks with large loss history
• Missing valuable risk-related insights by limiting searches to businesses and not including individuals

Learn how to detect these problem areas and protect your bottom line.

Healthcare providers can be tricky clients to win over. Intricate regulations and requirements open the door for dangerous exposures, and you need to help head off any of these problematic distractions for your clients.

Download this fact sheet to understand more about the hazards and ways to protect against them. These vulnerabilities can include:

• Expensive investigations and audits around billing errors
• Penalties for violating the False Claim Act
• Continued expansion of CMS enforcement

Use this fact sheet as a tool to help clients better understand the dangers and unique coverage that can protect their business.

Understanding the ins-and-outs of what architect and engineer clients require is never simple. No A&E client is ever the same and their exposures differ from situation to situation.

Download this fact sheet to learn more about how to best cover your A&E clients and address their individual needs. It will help you discuss with clients what types of coverage they may need including:

• Bodily injury and property damage
• Pollution liability and multimedia liability
• Coverage for the acts of subcontractors or others
• Risk management and claims handling support
• And more…

Ensure your A&E clients have the coverage they need when issues arise!

More than half of mobile device owners say they use smartphones or tablets when shopping to compare prices or look up product information. The best way to develop long-term relationships is through personal interactions. When you present clients with a range of policy options while also providing professional expertise, you stand out amongst other agencies and direct policy writers.

Download this eBook to learn more about how to choose a comparative rater solution that allows you to quote personal lines from multiple carriers while you’re on the phone with customers. You’ll learn how you can:

• Standardize workflows to increase your agency’s efficiency and profitability
• Offer the best price and coverage for customers
• Increase choice and flexibility for customers, as well as speed and accuracy
• And more…

Find out how you can have more time to focus on your customers and grow your book of business!

The continuing spree of cyberattacks keeps putting data security on the minds of most business leaders. They need solutions that will give them peace of mind.

Download this guide to help you and your clients:

• Assess data risk
• Understand costs of a breach
• Select the right amount of cyber liability coverage

In addition to the "5 Steps to Simplifying Cyber Liability" guide, you'll also qualify for access to NAS Online where you can access the market-leading NetGuard® Plus cyber liability insurance.

Take steps now to ease your clients’ worries.

The number of cyber-related crimes continues to climb and it’s essential that you understand how your clients could be vulnerable so you can give them advice on how to stay safe. To provide you and your clients insights on current risks and how much they can cost, NAS Insurance used data from more than 900 policyholder claims processed in 2016 to highlight important trends from the past year.

Download this report now for access to this illuminating data which will help you know what next steps to take. The report differentiates claims activity between healthcare and non-healthcare policyholders and some of the highlights include:

• Why 2016 was the year of ransomware
• The reason for the increase in government regulatory proceeding claims
• The cost of claims in 2016
• What to expect in 2017 and the future

Even though companies and organizations are required to carry limits of sexual misconduct and molestation liability (SMML) insurance, most traditional liability insurance policies specifically exclude these exposures. This can leave your clients exposed and you must take steps now to ensure they are not vulnerable.

Download this fact sheet to learn how SMML can help transportation companies, universities, and municipalities address risks that are often left unprotected.

Proper liability insurance should include coverage for:

• Defense costs, damages, judgements, and settlements
• Allegations of negligence, in addition to actual or alleged acts
• Physical abuse (available by endorsement)
• Employees, including volunteers, part time, seasonal, or temporary

Do not let your clients wait until after an issue arises to plan for a crisis. Act now to get them appropriate coverage.

With the rapid growth of healthcare services in the U.S., there are three liability trends you need to know about:

• Home Health
• Medical Spas
• Diagnostic Imaging

It is expected there will be millions of new employees in healthcare and related social services by 2022. With this growth comes greater liability and huge demand for flexible professional liability insurance.

Download this Allied Healthcare Fact Sheet and get info to help you provide the best coverage for your clients and capitalize on a growing business opportunity.

Property managers and owners continue to see growing instances of litigation, and with residential rentals at an all-time high and a sharp spike in commercial property purchasing, the exposures for your clients are greater than ever before. Whether it’s ADA non-compliance or other discriminatory allegations, knowing the specifics about tenant discrimination liability is crucial.

Download this fact sheet to get details on the most common complaints, including:

• The most frequent ADA violations,
• The top states with complaints & lawsuits, and
• How to provide the best coverage for your clients