Coverage Specialist

Differentiate yourself from your peers with a professional designation from ALM | Coverage Specialist

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Check Your Email for your One-Time Exam Code.

CE is not automatic when you’re taking an exam!

If you want CE you need to first contact Customer Service at 800-543-0874 for more information BEFORE taking your exam.

Designation Programs

Through these intensive self-study programs, you can move at your own pace as you demonstrate your commitment and determination to be among the best in your field.



Better understand how endorsements, exclusions, exceptions to exclusions and coverages work in the following areas:
Business Auto Policy | Commercial General Liability (CGL) | Commercial Property | Workers Compensation

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Gain insights in the following as they relate to the cannabis industry:
Insurance | Risk Management | Claims | Real Estate | Workers Compensation | Banking

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An engaging technical program for those seeking to differentiate themselves with advanced knowledge of the following coverages:
Homeowners | Personal Auto | Personal Umbrella | Personal Lines Endorsements

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Prepared by George E. Krauss, D.Ed., CPCU, CLU, ChFC, ARM, president of The Magellan Group, SBCS is the only coverage-specific designation focused on the following coverages:
Businessowner Policy | Auto Coverage | Workers Comp | Home-based Businesses | Commercial Insurance

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The GBDS GROUP BENEFITS DISABILITY SPECIALIST program will equip you with the tools you need to engage clients in meaningful dialogue about the entire group benefits product portfolio, and help you position the importance of the least understood group insurance — disability income insurance.

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Upon completion you will have mastered critical concepts and have the expertise needed to stand out from the crowd.

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A Blended Learning Approach


1. How did the Designation Program get started?

The National Underwriter Company has long been recognized as the industry’s most authoritative coverage expert. The FC&S Bulletins, Coverage Guide Series and other publications are relied upon through the industry to check coverage knowledge, by insurers, claims people, producers and more. After all, coverage is what we sell and service. The Coverage Specialist designation programs were born of a desire to provide a way for dedicated professionals to grow their expertise with the key lines of business in both personal and commercial lines. Whether new to the industry or seasoned professional, coverage is a topic that is constantly in flux, requiring a deep level of expertise.

2. What qualifications do I need to participate in the Designation Programs?

One of the following qualifications is recommended for an individual to be eligible for either the Commercial Lines Coverage Specialist (CLCS) program or the Personal Lines Coverage Specialist (PLCS) program, or the Small Business Coverage Specialist(SBCS) Program.

  • Licensed agent, broker, adjuster, CSR or solicitor
  • At least one year of full-time experience in the insurance industry or as a risk management practitioner
  • Successful completion of the required course of studies through an academic institution authorized to confer CLCS, PLCS and SBCS designations.
3. Can I earn additional Continuing Education credits for these courses?

Call 1-800-543-0847 or email [email protected] before taking your first exam.

Students must pass the CE exam associated with the Coverage Guide or ELearning with a 70% or higher score. A student must purchase an additional CE exam for $25 if the minimum passing grade is not achieved. CE Exam instructions will be provided for you during your exam. Read, follow all instructions and print out a copy to reference. CE Exams are available in Print and Online format.

4. What do I do once I have purchased and completed all requirements of the program?

Once you are finished taking the exam, select the option to have exam results emailed to you to save for your records. When you have achieved a passing score on each of the exams in the CLCS, PLCS or SBCS program with a score of 70% or higher, log in to, Login, click on the Status link, and email the Request for Certificate form to: Leslie Webster at [email protected]

You should receive your certificate within 2 weeks of submitting your completed form.