As insurers retreat from fire- and flood-prone markets, the industry faces an existential crisis in the form of fiscal failure, mass layoffs and disrepute. (Credit: erika8213/Adobe Stock) As insurers retreat from fire- and flood-prone markets, the industry faces an existential crisis in the form of fiscal failure, mass layoffs and disrepute. (Credit: erika8213/Adobe Stock)

Data scientists and software developers around the globe recognize Hello World as a common way programmers are introduced to coding in a new language. As climate risk comes into sharper focus in the insurance industry alongside the meteoric rise of AI, could Hello World's universality represent more than a coder's simple test phrase?

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