FC&S Expert Coverage Interpretation

A summary of the ISO Circular for April 29, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

An overview of the development of umbrella and excess liability policies.

An overview of layering coverage when multiple policies are needed to provide sufficient coverage for the insured.

A review of considerations when forming a board of directors.

A discussion of considerations in obtaining umbrella and excess policies.

An overview of layering coverage for catastrophic protection.

Hints on explaining coverage to insureds.

A discussion of a press release published by the OID announcing the second pilot launch of the program and additional eligible areas.