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Marine insurance contains warrantiespromises by the insured for future conduct on which the policy reliesand if breached would cause the policy to be void.

Marine insurance contains warrantiespromises by the insured for future conduct on which the policy reliesand if breached would cause the policy to be void.

Insurers have the right to limit their risk by placing warranties in their policies that state if the warranty is breached the policy is void as of the breach. They are rarely used.

Producers should fully advise their clients about all possible risks to their insured businesses.

Insurance agents and brokers must keep the records about their clients sacrosanct and not access this information for personal reasons. Without authority, one agency staff member did the opposite, and her employment was terminated.

Fewer knowledgeable adjusters in the field could make it harder to identify fraudulent claims.

A sweet young thing and her college beau thought they could outsmart their insurer on a fraudulent auto claim.

Anyone who has been in the insurance industry for a while has seen their share of unusual insurance claimsthe kind that make you shake your head in disbelief because you thought that youd seen everything. and yet, here are claimants who think their insurers will be willing to pay for...