{
  "author": {
    "name": "Barry Zalma",
    "webUrl": "/author/profile/barry-zalma/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 157,
    "social": [],
    "articles": [
      {
        "uri": "/2017/06/06/uncovered-setting-policy-limits-for-insureds/",
        "title": "Uncovered: Setting policy limits for insureds",
        "byline": "Barry Zalma, Esq., CFE",
        "kicker": "Market Insights",
        "prettyDate": "June 06, 2017",
        "timeToRead": "7 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma-esq-cfe/",
            "name": "Barry Zalma, Esq., CFE"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "Insufficient policy limits are leaving insureds with dangerous exposures.",
        "body": null
      },
      {
        "uri": "/2017/02/23/who-has-the-responsibility-to-advise-insureds-about-policy-limits/",
        "title": "Who has the responsibility to advise insureds about policy limits?",
        "byline": "Barry Zalma",
        "kicker": "News",
        "prettyDate": "February 23, 2017",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma/",
            "name": "Barry Zalma"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Does an insurer have a duty to advise its longtime clients to carry higher limits when they change coverage?",
        "body": null
      },
      {
        "uri": "/2017/01/25/when-flood-insurance-procurement-is-not-a-federal-issue/",
        "title": "When flood insurance procurement is not a federal issue",
        "byline": "Barry Zalma, Esq., CFE",
        "kicker": "Market Insights",
        "prettyDate": "January 25, 2017",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma-esq-cfe/",
            "name": "Barry Zalma, Esq., CFE"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "The National Flood Insurance Program is different from commercial insurance because all claims are paid from the treasury of the U.S. For that reason the NFIP is strictly construed by the federal courts.",
        "body": null
      },
      {
        "uri": "/2016/12/08/case-analysis-cowboys-agent-procures-coverage-with-animal-exclusion/",
        "title": "Case analysis: Cowboy's agent procures coverage with animal exclusion",
        "byline": "Barry Zalma, Esq., CFE",
        "kicker": "News",
        "prettyDate": "December 08, 2016",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma-esq-cfe/",
            "name": "Barry Zalma, Esq., CFE"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "Self-employed logger who also puts on rodeos sued his insurance agency, alleging that the agent was negligent in procuring a rodeo insurance policy with an animal exclusion, sending the case to the Supreme Court of New York.",
        "body": null
      },
      {
        "uri": "/2016/10/27/mississippi-case-says-rights-to-insurance-must-spring-from-contract/",
        "title": "Mississippi case says rights to insurance must spring from contract",
        "byline": "Barry Zalma, Esq., CFE",
        "kicker": "News",
        "prettyDate": "October 27, 2016",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma-esq-cfe/",
            "name": "Barry Zalma, Esq., CFE"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "May a third-party beneficiary of an insurance policy assert a negligence claim against the insurer and/or its agent arising from the policys procurement, rather than its fulfillment?",
        "body": null
      },
      {
        "uri": "/2016/09/19/arizona-appeals-court-weighs-in-on-renovation-policy-exclusion/",
        "title": "Arizona appeals court weighs in on renovation policy exclusion",
        "byline": "Barry Zalma, Esq., CFE",
        "kicker": "News",
        "prettyDate": "September 19, 2016",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma-esq-cfe/",
            "name": "Barry Zalma, Esq., CFE"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "A look at a case where an insured sues his agent because the policy he ordered was not in effect at the time of loss.",
        "body": null
      },
      {
        "uri": "/2016/08/03/was-arizona-agent-negligent-for-not-obtaining-umuim-coverage/",
        "title": "Was Arizona agent negligent for not obtaining UM/UIM coverage?",
        "byline": "Barry Zalma, Esq., CFE",
        "kicker": "Commentary",
        "prettyDate": "August 03, 2016",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma-esq-cfe/",
            "name": "Barry Zalma, Esq., CFE"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "An insured rejects uninsured motorist coverage and files suit for negligence against insurance agent in this Arizona Supreme Court case.",
        "body": null
      },
      {
        "uri": "/2016/04/26/circuit-court-upholds-brokers-convictions-for-mail-and-wire-fraud-in-sale-of-stoli-policies/",
        "title": "Circuit court upholds brokers' convictions for mail and wire fraud in sale of STOLI policies",
        "byline": "Barry Zalma, Esq., CFE",
        "kicker": "News",
        "prettyDate": "April 26, 2016",
        "timeToRead": "8 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma-esq-cfe/",
            "name": "Barry Zalma, Esq., CFE"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "The defendants participated in an insurance fraud scheme involving stranger-oriented life insurance policies.",
        "body": null
      },
      {
        "uri": "/2016/02/11/why-it-is-important-to-properly-investigate-mold-claims/",
        "title": "Why it is important to properly investigate mold claims",
        "byline": "Barry Zalma, Esq., CFE",
        "kicker": "Market Insights",
        "prettyDate": "February 11, 2016",
        "timeToRead": "8 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma-esq-cfe/",
            "name": "Barry Zalma, Esq., CFE"
          }
        ],
        "kickerNode": [
          {
            "uri": "/market-insights/",
            "sectionName": "Market Insights"
          }
        ],
        "summary": "The verdict in Fire Insurance Exchange in Ballard v. Fire Insurance Exchange caused a pervasive fear of mold claims in the insurance industry. The fear was mostly misplaced.",
        "body": null
      },
      {
        "uri": "/2016/01/26/brokers-and-their-fiduciary-duties/",
        "title": "Brokers and their fiduciary duties",
        "byline": "Barry Zalma, Esq., CFE",
        "kicker": "News",
        "prettyDate": "January 26, 2016",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-zalma-esq-cfe/",
            "name": "Barry Zalma, Esq., CFE"
          }
        ],
        "kickerNode": [
          {
            "uri": "/news/",
            "sectionName": "News"
          }
        ],
        "summary": "As long as they secure the requested policy and point out its terms and conditions, they've done their job.",
        "body": null
      }
    ]
  }
}