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Through the first half of 2023, private workers' comp carriers had a 47% combined direct loss ratio.
The April 9 release outlines concerns over bias and transparency in AI-supported decisions, particularly in underwriting.
The average cost of insuring a U.S. home last year was $1,905 — 50% higher than 2019.
The SEC said it will resume implementing the rule depending on the resolution of the legal challenges.
The climate strategy was developed under the coordination of the NAIC's Climate and Resiliency Task Force.
Insurers across all lines wrote $960,802,932,489 in direct premiums in 2023, according to NAIC market share report.
Most auto and homeowners insurers are using AI tools in their marketing efforts to reach new policyholders.
This news comes on the heels of State Farm pulling back further from the California market.
More than 400 property insurers received letters requesting data, which is due by June 6, 2024.
Generative AI guides insurers through extreme weather events while maximizing policyholders' customer experience.