The United States Appellate Court reviewed the insurance policy, which only listed the business as a named insured.

The insurance company argued that policy exclusions barred coverage because the cooling tower was a "structure."

A U.S. Court of Appeals reversed a district court's ruling after finding the definition of "occurrence" ambiguous.

The teacher's doctor diagnosed her with severe complications from recurrent migraines due to cumulative head trauma from her work injuries.

Price optimization is the practice of using data of past consumer behavior in order to charge higher premiums.

The insurer denied the underlying claim under the policy's inherent-vice, faulty-workmanship, settling, and wear-and-tear exclusions, and upheld that denial on reconsideration.

The court made its determination after analyzing the Insurance Code and New Jersey's no-fault act.

A retail clerk at Goodwill was sweeping the floor when he experienced a syncopal event and fell into a clothing rack.