The Texas Court of Appeals affirmed judgment in favor of Old Republic Insurance in a case about a fatal commercial-vehicle accident.

The relevant time period for determining coverage was both when the mental anguish manifested and when the physical abuse occurred.

The appellate court determined that allegations of negligence in the underlying suit were enough to trigger the insurer's duty to defend.

In the aftermath of a wildfire, there is an increased threat of flooding and mudflow.

This case shows that courts will enforce the plain language of an insurance contract, regardless of the provisions of another agreement.

The court considered three arguments from Allstate before ruling in the homeowner's favor.

The court said this case may have gone differently if the insurance contract had been from the private market as opposed to an NFIP policy.

A U.S. District Court analyzed the insurance policy to determine the intended coverage.