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An insurer's Net Promoter Score (NPS) is a reflection of its policyholder loyalty.
Forbes Advisor ranked the 25 largest comp carriers based on financial strength and level of complaints.
Collectively, the four small insurers currently hold around 43,400 home policies in the state.
The state has shortened the application review timeline for captives, among other changes.
It is a common misconception that landlords are responsible for all financial losses that occur inside a rental home.
Although they were less common, fire and lightning claims were the losses with the highest claims severity from 2017-2021.
The proposed reforms show a sea change from where the California Department of Insurance was six months ago.
Reinsurers' premium growth was mostly driven by rate increases and not exposure growth during 2022, according to AM Best.
This market is experiencing high capacity along with favorable rates, terms and conditions.
Specialty insurers loom large on the list, driven by capacity demands for property coverage.