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Many insureds don't have a full understanding of how this coverage works or why it's become essential.
Residents are blaming antiquated infrastructure in Miami-Dade and Broward Counties, compounded by rising sea levels, king tide, and stormwater flooding.
The intricacies and complexities of insurance are a top reason homeowners benefit from consulting an agent or broker.
California is in the midst of its third consecutive mild wildfire season, Triple-I reports.
New FEMA maps drawn in 2012 included many more homes in flood zones that required flood insurance than previous maps.
Private carriers now account for slightly more than 32% of the overall flood insurance market.
The first auto insurance policy was sold a little over a decade after Karl Benz applied for the first patent for a gas-powered vehicle.
New York is the latest city to support the construction of accessory dwelling units, or granny flats, to boost housing stock.
Here's how to ensure a fresh start for insurers and policyholders in the wake of a disaster.
Locations, crime rates and proximity to emergency services have major influence on home insurance costs.