Residents are blaming antiquated infrastructure in Miami-Dade and Broward Counties, compounded by rising sea levels, king tide, and stormwater flooding.
"We went in and did this form of alternative dispute resolution, ... and they said, 'We're not paying. We want to present our defenses,'" plaintiff counsel said about Heritage Property and Casualty Co.
The insurer refused the claim because it determined that the hurricane caused only minor damage to the property, and that the cost of any repairs was less than the insurance policy's deductible.
DeSantis says the state's insurance regulation office is investigating reports of people being shortchanged or unlawfully dropped following the filing of their claims.
DebugScreen: mobile
{
"author": {
"name": "Lisa Willis",
"webUrl": "/author/profile/lisa-willis/",
"description": "Emmy award winning news anchor, reporter, weathercaster, writer, news director, marketing specialist having served in Miami, NYC, Baltimore, Seattle, Charleston, Myrtle Beach.",
"imageLarge": "https://secure.gravatar.com/avatar/b8d4ae0990501d3f803ed2c88e5d08c0?s=136&d=mm&r=g",
"estimate": 14,
"social": [
{
"network": "twitter",
"value": ""
},
{
"network": "linkedin",
"value": ""
},
{
"network": "facebook",
"value": ""
},
{
"network": "googlePlus",
"value": ""
}
],
"articles": [
{
"uri": "/2023/12/14/anticipating-a-surge-south-florida-braces-for-rise-of-floods-and-lawsuits-414-247189/",
"title": "Anticipating a surge: South Florida braces for rise of floods, lawsuits",
"byline": "Lisa Willis",
"kicker": "Commentary",
"prettyDate": "December 14, 2023",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/12/hurricanefloridaflood.jpg",
"width": "767",
"height": "633"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/commentary/",
"sectionName": "Commentary"
}
],
"summary": "Residents are blaming antiquated infrastructure in Miami-Dade and Broward Counties, compounded by rising sea levels, king tide, and stormwater flooding.",
"body": null
},
{
"uri": "/2023/07/10/miami-lawyers-get-16-7m-against-florida-insurer-now-they-want-20m-more-414-240448/",
"title": "Miami lawyers who got $16.7M against Florida insurer now want $20M more",
"byline": "Lisa Willis",
"kicker": "News",
"prettyDate": "July 10, 2023",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/07/Solerno-Acle-Kula-Hernandez-767x633-1.jpg",
"width": "767",
"height": "633"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/news/",
"sectionName": "News"
}
],
"summary": "\"We went in and did this form of alternative dispute resolution, ... and they said, 'We're not paying. We want to present our defenses,'\" plaintiff counsel said about Heritage Property and Casualty Co.",
"body": null
},
{
"uri": "/2023/06/30/2-errors-might-have-helped-curb-a-cottage-industry-allegedly-targeting-insurers-414-240163/",
"title": "2 errors might have helped curb a 'cottage industry' allegedly targeting insurers",
"byline": "Lisa Willis",
"kicker": "News",
"prettyDate": "June 30, 2023",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/06/Beck-Frankel-767x633.jpg",
"width": "767",
"height": "633"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/news/",
"sectionName": "News"
}
],
"summary": "The case involves an engineer's report that was the focus of the breach-of-contract action.",
"body": null
},
{
"uri": "/2023/06/20/brace-for-insurance-lawsuits-as-florida-casts-wider-net-in-investigations-414-239709/",
"title": "Brace for insurance lawsuits as Florida casts wider net in investigations",
"byline": "Lisa Willis",
"kicker": "Analysis",
"prettyDate": "June 20, 2023",
"timeToRead": "6 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/06/Hurricane-Home-Damage-767x633.jpg",
"width": "767",
"height": "633"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "Florida CFO Jimmy Patronis said the state is broadening its investigation into alleged insurance fraud.",
"body": null
},
{
"uri": "/2023/06/08/insurer-must-pay-9-2m-after-denying-1-2m-claim-for-hurricane-damage-414-239245/",
"title": "Insurer must pay $9.2M after denying $1.2M claim for hurricane damage",
"byline": "Lisa Willis",
"kicker": "News",
"prettyDate": "June 08, 2023",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/06/Insurance-Claim-Denied-Article-202306061624.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/news/",
"sectionName": "News"
}
],
"summary": "The insurer refused the claim because it determined that the hurricane caused only minor damage to the property, and that the cost of any repairs was less than the insurance policy's deductible.",
"body": null
},
{
"uri": "/2023/06/02/state-farm-faces-class-action-for-allegedly-shortchanging-owners-of-luxury-cars-414-238977/",
"title": "State Farm faces class action for allegedly shortchanging luxury car owners",
"byline": "Lisa Willis",
"kicker": "News",
"prettyDate": "June 02, 2023",
"timeToRead": "7 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/06/Continental-GT-S-T44-BML-8.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/news/",
"sectionName": "News"
}
],
"summary": "The suit alleges that State Farm refuses to pay the full hourly rate charged by mechanics certified to repair luxury autos.",
"body": null
},
{
"uri": "/2023/05/16/court-finds-florida-law-requiring-pre-suit-notice-in-insurance-cases-applies-retroactively-414-238314/",
"title": "Court finds Florida law requiring pre-suit notice in insurance cases applies retroactively",
"byline": "Lisa Willis",
"kicker": "Analysis",
"prettyDate": "May 16, 2023",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/05/Claim-Denied-Article-202305161033.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/analysis/",
"sectionName": "Analysis"
}
],
"summary": "\"Every case that seems to come to a different conclusion than the preceding case law muddies the waters,\" said Margaret Garner, appellant counsel.",
"body": null
},
{
"uri": "/2023/05/09/the-insurance-company-made-a-mistake-how-lawyers-got-12-times-the-policy-limit-414-237981/",
"title": "Insurance company's mistake results in significant bad faith claim",
"byline": "Lisa Willis",
"kicker": "News",
"prettyDate": "May 09, 2023",
"timeToRead": "5 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/05/Tow-truck-car_Bluraz_AdobeStock.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/news/",
"sectionName": "News"
}
],
"summary": "The plaintiff received 12 times the policy limit of the defendant's insurance coverage.",
"body": null
},
{
"uri": "/2023/04/10/stupidest-bill-ive-seen-in-my-entire-life-lawyers-speak-out-on-hurricane-ian-fallout-414-236687/",
"title": "NOAA: Ian officially Florida's costliest hurricane",
"byline": "Lisa Willis",
"kicker": "News",
"prettyDate": "April 10, 2023",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/04/NOAA-Ian-graphic.jpg",
"width": "620",
"height": "372"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/news/",
"sectionName": "News"
}
],
"summary": "Florida insurance attorneys say new laws add insult to injury as premiums see double-digit increases.",
"body": null
},
{
"uri": "/2023/03/24/insurance-adjusters-under-investigation-in-florida-for-alleged-fraud-governor-confirms-414-235926/",
"title": "Insurance companies under investigation in Florida for alleged fraud, Governor confirms",
"byline": "Lisa Willis",
"kicker": "News",
"prettyDate": "March 24, 2023",
"timeToRead": "4 minute",
"image": {
"uri": "https://images.propertycasualty360.com/contrib/content/uploads/sites/414/2023/03/Insurance-cancelation-paperwork-1.jpg",
"width": "767",
"height": "633"
},
"authors": [
{
"webUrl": "/author/profile/lisa-willis/",
"name": "Lisa Willis"
}
],
"kickerNode": [
{
"uri": "/news/",
"sectionName": "News"
}
],
"summary": "DeSantis says the state's insurance regulation office is investigating reports of people being shortchanged or unlawfully dropped following the filing of their claims.",
"body": null
}
]
}
}
