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Educating policyholders about uncommon losses can be a great way for insurance agents and brokers to build trust and value.

Much like flood coverage, earthquakes are not covered by typical home insurance policies, APCIA reported.

General guidelines of the proposal state that underwriting data should be reported for all of the 41,000-plus U.S. ZIP codes in which an insurer writes business.

Risk management through insurance is built into our society and culture, but insurance education is not.

ValuePenguin used FEMA research to determine specific states in the U.S. where building codes are due for an overhaul.

Valued policy laws generally apply only to buildings and structures, and only to losses due to perils specified in the law.

This group of 2022 Luminaries honorees finds fresh, inventive ways to address insurer and insured risk. (Part 2 of 4)

Personal auto lines have become a drag on the entire sector as inflation and loss cost severity continue to hammer insurers.