While Florida hurricanes are not unusual, this storm created claims complexities because of new statutory reforms, homeowners without flood insurance, and supply chain and worker shortages.
All the bad actors that caused billions in damage to the market are still active, and if Florida's attorneys have proven anything, it's their tenacity and creativity in finding loopholes.
United Property & Casualty has faced deep financial problems for months, including announcing in August that it would exit Florida's troubled homeowners' insurance market.