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The four face up to 10 years in jail if convicted on all charges.

Insurers now issue stricter policy language and insert more sub-limits and exclusions into cyber coverage.

The court found the potential for coverage because the policy applied to two structures on the same undivided parcel.

Auto policy shopping has become more active, as the number of customers "just browsing" quotes has dropped.

Analysis of auto insurance customer inquiries combined with national arrest and population data uncovers highest-risk states for at-fault car accidents.

Many claims pain points stem from ineffective communications and a failure to cut through the complexity of the claims process.

This case serves as a stark reminder of a growing threat: fraudulent claims facilitated by artificial intelligence.