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You can be ticketed for texting while driving in most U.S. states. Then, auto insurance costs could go up as much as 31%.

More than 40% of surveyed motorists said they take work-related calls, texts or emails while driving.

Interestingly, researchers found that states with higher average speed limits have a lower rate of speeding tickets.

The fines for texting and driving in these states range from a few hundred to a thousand dollars for just the first offense.

A new survey from State Farm reveals an alarming increase in the number of drivers using their smartphone for Web-based activities, including social media, GPS and e-mail.

Drivers know not to text and drive, but they still do it. Now there is hard evidence that states with texting bans are saving lives. With more than 7 billion mobile subscriptions worldwide according to the International Telecommunications Union and mobiThinking, that's a lot of texting.

New study looks at the effectiveness of bans across the country.

New study looks at the effectiveness of bans across the country.