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The driving habits of Americans drew intense public scrutiny during 2008 as the price of gasoline skyrocketed to more than $4 a gallon in many parts of the country. As Americans drove fewer miles, interest in

At a fundamental level, every auto insurer calculates premium exactly the same way: rate times exposure. But beyond that simple formula are differences as numerous as there are auto insurers, with eac

Every cloud has a silver lining -- even the storm clouds of global warming, environmental disasters, and industrial pollution. These natural and manmade dangers can provide new insurance opportunities

Pricing policies too low and selling too many is a risky strategy for insurance carriers. Simply stoking volume growth in policies while ignoring the bottom line has often led to a forced market exit

The new product offers low-mileage drivers a way to reduce their auto premiums by lowering the technology barriers impeding the introduction of "PAYD"--or "pay as you drive"--in world auto insurance

Low-mileage drivers, according to Exigen, now have a new way to reduce the amount they spend on their auto premiums, with a product that lowers the technology barriers impeding the introduction of "PA

Low-mileage drivers, according to Exigen, now have a new way to reduce the amount they spend on their auto premiums, with a product that lowers the technology barriers impeding the introduction of "PA

Under the regulation, if a policyholder opts for "Pay-drive" usage based insurance, their carrier could verify mileage by installing an electronic monitoring device in the vehicle. The insurer could c