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Is it luck or talent for the insurance industry? Alirt Insurance Research, in its 2015 review, notes insurers posted a combined ratio under 100 for the third year in a row. It's also the first time since the 1970s in which the industry has shown three back-to-back years of underwriting...

For the first time since the 1970s, the industry has shown three consecutive years of underwriting profit.

Allianz paid 738 million euros for natural catastrophe losses last year, compared to a year-earlier bill of 400 million euros.

Costs from natural catastrophes fell last year to the lowest level since 2009.

The U.S. currently has the largest protection gap among countries globally. Here are some suggestions for ways to close the gap.

Global natural disaster losses for the first half of 2015 was below the 10-year (2005-2014) and 15-year (2000-2014) averages from both the economic and insured loss standpoint.

What's more, insured losses were down 38% from their 10-year averages.

First-half 2014 losses from natural catastrophes were well below the 10-year average for this time period, as were fatalities from such events, research from Munich Re shows.