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Several converging factors in 2024 create a challenging market for consumers looking for home insurance coverage.
There may be insurance coverage for property damage due to a power outage caused by a covered peril.
Risk mitigation is no longer the cherry on top but the key ingredient to securing insurance.
The average homeowner paid $2,377 to insure their house in 2023.
"Profitability in the U.S. homeowners' insurance sector has been weak in recent years."
A customer-centered approach with simpler terminology may boost add-on policy sales.
Insurance companies are in a unique and powerful position to influence behaviors.
Policyholders can take steps to prevent their policy premiums from climbing due to preventable claims.
When an insured has a policy on both the old and new residence, which policy would provide coverage if property was damaged during the move?
Although home insurance costs are growing, there are ways to unlock lower premiums besides taking on higher deductibles.