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A customer-centered approach with simpler terminology may boost add-on policy sales.
The decision will affect 12,556 policies with premiums of $11.3 million.
Around 13% of California homeowners worry about losing coverage, according to real estate site Redfin.
Discover why the surplus lines sector has been growing its California home insurance market share in recent years.
The average cost of insuring a U.S. home last year was $1,905 — 50% higher than 2019.
State Farm currently holds around 8.7% of all home insurance policies in California.
Policyholders can take steps to prevent their policy premiums from climbing due to preventable claims.
Eight property and casualty insurers have recently been approved to enter the Florida market.
Much like flooding, earthquakes are not typically covered by a standard home insurance policy.
Insurers across all lines wrote $960,802,932,489 in direct premiums in 2023, according to NAIC market share report.
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