Is an increased water bill due to a break in a pipe a covered loss? Is water that does not drain properly and causes damage excluded as "surface water?" This and more in the latest Q&A.
How is "completion" defined in a builders risk policy? Can workers' comp be extended to U.S. employees traveling overseas on business? This and more in the latest Q&A.
Is a newly purchased car an additional auto or a replacement vehicle if the insured fails to sell her current car? Can an insurer deny coverage for snow damage under a water, ice exclusion? This and more in the FC&S mailbag.
Is a sold vehicle still a covered auto if the owner did not transfer the title to his name? Does a homeowners policy respond if a heating service overfills the oil tank? This and more in Wednesdays mailbag.