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The liability limits sold to the class representative were approximately 4.5% higher than they would have been had defendants based those limits on reconstruction cost without debris removal, the suit alleged.

The Rhode Island Supreme Court vacated and remanded a lower court's ruling, determining a property owner had properly demanded an appraisal within the time limit provided in his policy with Allstate.

Insurance industry news from Carpe Data, RIMS, Openly and more.

Propelling this legislation forward were filings in 2022 by Allstate, which increased rates by 40% during that calendar year.

Home insurance rates in the U.S. are expected to see an average increase of 9% this year.

Direct premiums written in 2022 were up nearly $80 billion from the previous year, according to the NAIC.

Computers in semi-autonomous vehicles will play an important role in determining who may be at fault in a crash.

The proposed change was sparked by a statewide double-digit rate increase by Allstate in 2022.