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In such an eventful year, with dozens of compelling stories as strong contenders, determining the Top 10 of 2011 was no easy task. But, after a lot of laborand internal debatewe feel the final list weve put together successfully captures the essential news of the past 12 months.

In such an eventful year, with dozens of compelling stories as strong contenders, determining the Top 10 of 2011 was no easy task. But, after a lot of laborand internal debatewe feel the final list weve put together successfully captures the essential news of the past 12 months.

Politicians, bureaucrats and industry associations kept our D.C. bureau chief, Arthur D. Postal, plenty busy in 2011. Here are his encapsulated reports on the quartet of congressional stories that mattered most this past yearand which will continue to be newsmakers in 2012.

Hurricane Irene appears to have a better chance of cracking a list of the Top 10 most costly U.S. hurricanes after a sizable increase in estimated losses was released from Property Claims Services (PCS).

Company-owned vehicles make it easier to conduct business, but offer great risk. Collisions can exact a heavy toll. Telematics and EDRs, however, can improve risk management, as well as allow claims to be assessed more accurately driving down costs for the business and insurer.

As in previous years, our December issue offers a retrospective of the topics we covered over these past 12 months. We provided extensive coverage on property insurance, legislative and regulatory actions, workers' compensation, excess and surplus lines, agency management topics, health care, and many of the ancillary lines of coverage...

Sarah E. Pacini, vice president of risk management and insurance with Advocate Health Care in Oak Brook, Ill., says now is actually a good time to buy coverage.

Strategic surprise is a precious weapon in terrorist campaigns. Al Qaida managed to achieve this spectacularly on 9/11. Since then, counterterrorism efforts have been improved considerably, both within the American homeland and abroad. The result of this much-heightened state of alert: Out of dozens of significant jihadi terrorist plots against...