In such an eventful year, with dozens of compelling stories asstrong contenders, determining the Top 10 of 2011 was no easy task.But, after a lot of labor—and internal debate—we feel the finallist we've put together successfully captures the essential news ofthe past 12 months.

Of the hundred or so specific insurance lines we've writtenabout since January, two really stood out in 2011: One is a majorcomponent of the commercial business, and it had a rough year withsome worrisome trends. The other line is relatively new to thescene, but it made a strong bid this year to situate itself as akey part of any risk-management portfolio.

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