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The four face up to 10 years in jail if convicted on all charges.
Workers' compensation and auto theft are the most common fraudulent P&C claims, says CAIF.
The FC&S coverage experts review some recent instances of insurance fraud.
A recent panel of scam-fighting experts detailed the role agents and brokers play in stopping insurance fraud.
The business shortchanged its workers' comp carrier more than $127,000 in premiums by underreporting payroll.
Fraud adds 5%-10% to the overall amount in claims paid after a disaster, according to the National Insurance Crime Bureau.
At least five Florida roofing company employees have recently been arrested for defrauding insurance companies.
A dozen new fraudsters enter the Coalition Against Insurance Fraud's Hall of Shame in 2023.
The company's office manager is also accused of multiple felonies for her role in the scheme.
Insurance fraud can cost U.S. consumers as much as $308.6 billion each year, according to a 2022 study by the Coalition Against Insurance Fraud.
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