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Complicating the matter is the fact that climate-fueled extreme weather can be hard to predict.
Rising inflation, labor shortages and supply chain issues can wreak havoc with replacement costs and insurance valuations.
Although private flood insurance has grown in recent years, it remains less than 1% of direct premiums written, Fitch Ratings reported.
Inland flooding is now more common and costly than coastal catastrophes. Here's advice for insurance adjusters and insureds.
The city earmarked $2.5 million for the project and already has 25,000 dams on hand.
Many insureds need to know the facts about flooding in order to make smarter choices about flood coverage.
Rate inadequacy has plagued the NFIP and Risk Rating 2.0 isn't projected to change that in the near term.
If the forecast comes to fruition, it would mark the seventh consecutive overactive Atlantic hurricane season.
The collapses, which happened while the homes were unoccupied, highlight the growing risk from erosion and rising sea levels.
Many homeowners are turning to private flood insurance as an alternative to challenges with the National Flood Insurance Program.
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