Floods are the most common and widespread of all weather-related natural disasters. (Photo: Lowe Llaguno/Shutterstock) Floods are the most common and widespread of all weather-related natural disasters. (Photo: Lowe Llaguno/Shutterstock)

A flood is a catastrophic event that results in permanent loss to personal items, homes and, more often than not, financial well-being.

Following a flood event, many insured homeowners are surprised to find out they were not adequately covered for various common losses.


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