Writing for the panel, Fifth Circuit Judge James E. Graves Jr. said the court must determine whether the five categories of costs were losses incurred solely as a result of the system failure.
The insureds found themselves at the center of an insurance dispute when their Tibetan Mountain dog bit a new cleaning service employee at their second home.
Malicious actors use dark forums to carry out technology-driven crimes such as computer hacking, identity theft, credit card fraud and intellectual property theft.