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We've been hearing anecdotal evidence for awhile about how the economy is forcing your customers to cut back on their insurance coverage. Now, an Insurance ...

Even as Americans try to find ways to reduce insurance costs, they are maintaining essential auto and homeowners coverages, according to an Insurance Research Council report.

A new study by the IRC details the steady incorporation of front and side airbag systems in motor vehicles and documents the beneficial impact of this trend on auto injury insurance claim costs.

A study of auto crash injury claims has found that in collisions where vehicles had front and side airbag systems, injuries were less severe and claim costs were lower.

If the rate should climb above that point it would be the highest uninsured driver rate since IRC began tracking such data 20 years ago, said David Corum, an IRC spokesman. The previous high was

If the rate should climb above that point it would be the highest uninsured driver rate since IRC began tracking such data 20 years ago, said David Corum, an IRC spokesman. The previous high was

The Insurance Research Council (IRC) estimates that claim fraud and buildup added between $4.8 billion and $6.8 billion in excess payments to auto injury insurance claims closed with payment in 2007.

Claims News Service, Nov. 24, 11:02 a.m. EST -- The Insurance Research Council (IRC) estimates that claim fraud and buildup added between $4.8 billion and $6.8 billion in excess payments to auto