Environmental hazards present risk for all homeowners throughoutthe U.S. Certain areas are well known for the risks they entail,but there are those ZIP codes that still fly under the radar forenvironmental hazards despite being hot spots.
|According to recent research by ATTOM DataSolutions, 17.3 million single-family homes and condominiums with a combinedestimated market value of $4.9 trillion are in ZIP codes with highor very high risk for at least one of four environmentalhazards:
- Superfunds (sites contaminated with pollutants and otherharmful substances)
- Brownfields (properties that may have hazardous substances,pollutants or contaminants present)
- Polluters
- Poor air quality
The 17.3 million single family homes and condos in high-risk ZIPcodes represented 25 percent of the 68.1 million single-family homes and condos inthe 8,642 ZIP codes analyzed. A risk index for each of the fourenvironmental hazards was calculated for each of the 8,642 ZIPcodes, and the indexes were each divided into five categories ofrisk:
- Very low
- Low
- Moderate
- High
- Very high.
For the report, ATTOM Data Solutions analyzed 8,642 U.S. ZIPcodes with sufficient housing trend data for the four environmentalhazards.
|A housing risk index was calculated for each of the four typesof hazards in each of the 8,642 areas. The maximum index value foreach index was 250 and the minimum value was 0.
|A combined environmental hazard index comprised of these fourfactors and with a maximum possible score of 1,000 was assigned toeach ZIP code. The highest actual score for any one area was 455.Each individual natural hazard index accounted for 25 percent ofthe combined index.
|Keep reading to find out which ZIP codes rank highest in overallenvironmental hazard housing risks.
|Related: 4 trends by peril for home insurers toknow
|
(Source: Shutterstock)
|10. 33619 – Tampa, Florida
|
Overall risk Index: 285
|2016 median sales prices: $88,000
|Percentage seriously underwater: 27.5percent
|Foreclosure rate: 1.4 percent
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Related: 5 factors to minimize home-relatedrisks
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(Source: Shutterstock)
|9. 19526 – Hamburg, Pennsylvania
|
Overall risk Index: 287
|2016 median salesprices: $148,250
|Percentage seriouslyunderwater: 9.6 percent
|Foreclosurerate: 0.7 percent
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Related: 10 cities adding the most millennials to theworkforce
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(Source: Shutterstock)
|8. 91752 – Mira Loma, California
|
Overall risk Index: 291
|2016 median sales prices: $425,000
|Percentageseriously underwater: 3.4 percent
|Foreclosure rate: 0.3percent
||
Related: California Supreme Court unanimously backs stateinsurance commissioner in feud with industry
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(Source: Shutterstock)
|7. 63133 – Saint Louis, Missouri
|Overall risk Index: 291
|2016 median salesprices: $17,000
|Percentageseriously underwater: 45.4percent
|Foreclosurerate: 0.2percent
||
Related: Fuel spills and the ensuing blitz
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(Source: Shutterstock)
|6. 14303 – Niagara Falls, New York
|
Overall riskIndex: 294
|2016 median salesprices: $27,750
|Percentage seriouslyunderwater: 10.8percent
|Foreclosurerate: 0.2percent
||
Related: 6 winter weather hazards and the states with themost claims
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(Source: Shutterstock)
|5. 93725 – Fresno, California
|
Overall risk Index: 339
|2016 median sales prices: $158,000
|Percentageseriouslyunderwater: 16.2percent
|Foreclosure rate: 0.4 percent
||
Related: Record rainfall and flooding slams California[photos]
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(Source: Shutterstock)
|4. 90670 – Santa Fe Springs, California
|
Overall risk Index: 356
|2016 median sales prices: $435,000
|Percentageseriouslyunderwater: 3.4percent
|Foreclosure rate: 0.5 percent
||
Related: Get the lead out: Drinking water contaminationclaims and liability
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(Source: Shutterstock)
|3. 21226 – Curtis Bay, Maryland
|
Overall risk Index: 380
|2016 median sales prices: $153,822
|Percentageseriouslyunderwater: 14.4percent
|Foreclosure rate: 0.7percent
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Related: Dwellings and lead contamination
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(Source: Shutterstock)
|2. 92408 – San Bernardino, California
|
Overall risk Index: 400
|2016 median sales prices: $197,500
|Percentageseriouslyunderwater: 13.3percent
|Foreclosure rate: 0.6percent
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Related: 5 keys to navigating environmentalclaims
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(Source: Shutterstock)
|1. 80216 – Denver, Colorado
|
Overall risk Index: 455
|2016 median sales prices: $227,609
|Percentageseriouslyunderwater: 4.9percent
|Foreclosure rate: 0.2percent
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