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El Niño years tend to bring a mixed bag of weather impacts.

The government also plans to introduce Flood Performance Certificates, allowing homeowners who take steps to protect their properties to qualify for cheaper insurance.

This is the final installment in a six-part series highlighting winners of the 2026 PropertyCasualty360 Insurance Luminaries Awards.

Independent agencies placed more than 60% of all P&C insurance in 2025.

The complaint alleges Allstate used internal guidelines that resulted in the denial or underpayment of covered losses.

This case shows that courts will enforce the plain language of an insurance contract, regardless of the provisions of another agreement.