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Property insurance shoppers are gaining the upper hand as competition drives down premiums worldwide, Gallagher reports.

The parametric coverage provides daily payouts without requiring policyholders to file traditional claims.

Previously, policies could only be purchased through an insurance agent or a participating property/casualty carrier.

Technology is changing the driving experience.

In the fourth week of IICF's Month of Giving, we feature Making the Leap.

But margins are shrinking some, as premium volume flattens.