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As the number of consumers turning to their smartphones continues to rise, Travelers has announced the launch of its first mobile applications, Auto Accident Help for iPhone and Quick Connect for BlackBerry smartphones.

Smartphone users, particularly the zealous followers of Apple's iPhone, are passionate about their devices. After all, how many consumer products can transform into something totally new for a few extra dollars, or better yet, for free?

Smartphones have become a convenience factor for a large segment of the population and are becoming a standard for all mobile phones.

Despite its reputation for risk aversion, insurance organizations are engaging in more technology innovation than the industry is given credit for, a report from the consulting firm Celent said.

Despite its reputation for risk aversion, insurance organizations are engaging in more technology innovation than the industry is given credit for, a report from the consulting firm Celent said.