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Organizations like the Red Cross and the U.N. World Food Program are already using GFMS before, during and after floods when ground information is lackingwhich is often the case.

Idaho businesses can track the status of an employee's driver's license and get immediate information about convictions and suspensions, better managing risk.

Although the direct sale of commercial-line insurance remains the extremely limited exception rather than the rule, many carriers offer online quoting and application capabilities for their agents and brokers.

ICW Group, a group of insurers, announced that its workers' compensation division has enhanced Snap, the Web-based software tool to automatically upload data from agency management systems,

"Risk managers are constantly in contact with us, looking for information about how to start, how to further develop, how to do this piece and that piece, and it's being done a-la-carte, if you will,"