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Tesla is only the latest example of a company that's not an agency or brokerage getting into the insurance business.

Insurance is one example of how Tesla operates as a series of startups doing things other car companies aren't, according to its CEO.

Consumers getting policies from the California FAIR Plan climbed about 25% in 2020.

While consumers have embraced smart home tech, many don't realize these tools can lower insurance rates.

While devices with cameras are more popular, there are better tools that offer better protection and deeper discounts.

While most Western U.S. homeowners worry about wildfires, more than half have never discussed the risk with their insurance provider.

With the latest technology, insurance providers are monitoring the path of wildfires in real-time to identify future potential risks.

In addition to tech, carmakers' vertical integration of the entire ownership experience could shake up the auto insurance space.