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Climatologists say atmospheric rivers are becoming longer, wider and wetter. Increased flooding is the result.
Explore an interactive regional-risk graphic or listen to a brief podcast as part of this deeper dive into market conditions.
Insurance coverage gaps can lead to significant out-of-pocket costs after weather-related property damage.
FEMA has updated its policy in order to fill the home insurance gap and aid disaster victims faster.
More than 20% of these properties are outside of designated flood zones, according to the Natural Resources Defense Council.
In 2023, cat bond issuance reached an all-time high of $16.4 billion, according to Artemis.
Severe hail and thunderstorms, hurricanes and wildfires all caused widespread destruction and loss during 2023.
Insurance organizations are urged to 'offer innovative products that meet clients' changing needs.'
According to CRESTA, the largest international loss event was a sequence of earthquakes that hit Turkey in February.
A shift to non-traditional solutions: Parametric insurance provides an increasingly compelling alternative.