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While Japan has its own particular problems with hackers, many of its vulnerabilities are shared by the U.S.

Also on the rise: Triple extortion schemes in which cyber criminals exploit multiple ransoms from a single target.

According to Barracuda Networks, 27% of organizations feel ill-prepared to handle ransomware attacks.

Small business owners who are frequently responsible for every aspect of their business should understand how to recognize and address burnout.

Many mid-sized firms lack an incident response plan, but a majority are investing in cybersecurity this year.

Price hikes are moderating, new carriers and fresh sources of capital are emerging and coverage is becoming more affordable.

The day-to-day of small business ownership is fast-paced, so be sure to cover your business based on its specific offerings and needs to protect your livelihood and realize your dreams.

One size does not fit all when it comes to today's small-business insurance needs.