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Since 2003, Wells Fargo has offered auto, homeowners, renters and umbrella personal insurance products to consumers.

The Switzerland insurance giant paid $700 million to Wells Fargo & Co.

Large companies, especially those that are publicly traded, have a different perspective on risk and profit than the typical insurer.

Zurich puts to work excess cash left over from a separate takeover bid that it abandoned this year.

The crop-insurance industry and the agents who produce for it will be prime beneficiaries of a new five-year farm reauthorization bill now working its way through Congress.

The crop-insurance industry and the agents who produce for it will be prime beneficiaries of a new five-year farm reauthorization bill now working its way through Congress.

While crop insurers will likely face their worst underwriting results since 1988 due to 2012s severe drought, ratings agency A.M. Best does not expect the net impact to materially affect any insurers capital position.

Both crop insurers and agents are questioning President Obamas 2013 budget proposals to make cuts to subsidies provided to the industry.