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Demand is up more than 50% and rates for higher-risk businesses are up double-digits in the past 12 months.
Insureds need to consider the cost to rebuild a home if it is destroyed when determining its insured value.
Around 45% of all adult homeowners believe extreme weather will damage their homes in the next 30 years.
A woman seriously injured after a fall on black ice settled her suit against the property owner and snow removal contractor for $2.15 million.
Claims related to fire or lightning tend to be the most costly of all, with each averaging just over $77,000.
Record heat, drought conditions and a longer wildfire season could spell trouble. The Hartford has this wildfire advice...
The past decade has been the worst on record for wildfire insurance losses, according to Zesty.ai.
From underinsurance to inflation, these are some of the major challenges facing P&C insurers today and into the future.
Only 8% of the total losses from one of Colorado's most destructive wildfires have sufficient insurance coverage, according to state regulators.
What can you do to better counsel clients so they feel secure and prepared in the event of an emergency?