Residents survey debris after Hurricane Michael hit in Mexico Beach, Florida, U.S., on Friday, Oct. 12, 2018. Search-and-rescue teams found at least one body in Mexico Beach, the ground-zero town nearly obliterated by Hurricane Michael, an official said Friday as the scale of the storm's fury became ever clearer. Photographer: Zack Wittman/Bloomberg “As natural disasters continue to worsen due to climate change, it’s understandable if younger homeowners are wary of the future. In 2021, there were 20 climate disasters in the U.S. that each caused over $1 billion in damage,” Pat Howard, a licensed property and casualty insurance expert at Policygenius, said. (Credit: Zack Wittman)

Almost three-quarters of young homeowners (aged 18-34)  expect their homes to be damaged by climate change-related extreme weather in the next 30 years, according to a survey by Policygenius, which reported that 45% of all adult homeowners believe the same.

The survey also found that 31% of home policyholders have already experienced damage from a hurricane, tornado, wildfire, flood or other extreme weather events.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

Already have an account?


© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Steve Hallo

Steve Hallo is managing editor of He can be reached at [email protected].  

More from this author


Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including, and
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2024 ALM Global, LLC. All Rights Reserved.