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News from Victor O. Schinnerer, ThinkRisk and Aspen US Insurance, Hyperion Insurance, Marsh & McLennan, Ryan Specialty, Target Markets Program Administrators Assn. and Ag States Group.

News from Victor O. Schinnerer, ThinkRisk and Aspen US Insurance, Hyperion Insurance, Marsh & McLennan, Ryan Specialty, Target Markets Program Administrators Assn. and Ag States Group.

Total premiums up 10.8 percent, compared with only 3.3 percent growth in commercial lines direct premiums.

Juliet had it right: Whats in a name? she rhetorically asks in Shakespeares play. Whats Montague? It is nor hand, nor foot, nor arm, nor face, nor any other part belonging to a man. O, be some other name!

Picture any town in America on a warm Saturday afternoon. Whether you imagine a rural area or a cityscape, one thing is for certain: Kids are at play.

The franchise and affinity group niche can be a great growth market for agents and brokers but success depends on in-depth understanding of each groups unique needs.

Mark your calendars now for the major industry meetings and conventions of the coming year.

Don't expect to see Superstorm Sandy losses generating whiplash-fast changes in property-casualty pricing. Insurer executives agree that 2013 will be another year of gradual firming rather than the hard-market shifts of old.