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Laura M. Toops comments on the expired recession and if agencies should merge or sell their companies.

Times are tough, insurance is competitive, and the independent agency business isn't what it used to be.

A winning business model, a corporate culture focused on employee ownership and a commitment to "doing things right" in their communities helped earn Denver-based IMA Financial Group

What are the biggest challenges facing producers today? How are they coping with the impact of the lingering recession and the soft commercial insurance market in most areas?

For the ninth-consecutive year, National Underwriter has named a "Commercial Insurance Agency of the Year," along with winners in four additional categories.

For the ninth-consecutive year, National Underwriter has named a "Commercial Insurance Agency of the Year," along with winners in four additional categories.

This top-notch trio were focused on the future, provided robust recruitment and retention programs, and emphasized "high-tech, high-touch" efforts.

State legislators and insurance regulators have agreed to work together to find state-based solutions to modernize certain areas of insurance oversight, rather than seek a federal solution.