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"If there's a direct-hit Category 5 storm that hits Miami, you're going to see 20 insurance companies go bankrupt and are not going to be able to pay claims. It's become a big problem," said South Florida insurance broker Joseph Gendelman.

A range of factors, including business type, claims history and payroll size, affect how much workers' comp insurance costs.

Small business owners even showed improved satisfaction with pricing, despite 30% seeing a premium increase.

A survey from Chubb shows increased replacement and material costs have forced many firms to examine how thorough their insurance coverage really is.

The latest P&C industry personnel news from Gallagher Re, Agero, Holmes Murphy and more.

Every minute of delay in responding to a water-damage event can increase damage. Here's what you need to know.

Rising interest rates, high home prices, a tight labor market and a possible recession all create performance pressure for realtors.

This coverage is especially prudent when goods being transported are high-dollar, says the Insurance Information Institute.