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People are worried about their money, paying their bills, and how potential events could deplete their savings.
Global warming will demand accurate data sharing among MGAs, carriers and reinsurers.
Coverages that BOPs typically provide include property insurance for buildings and contents, business interruption coverage and liability protection.
The latest P&C industry personnel news from Everest Reinsurance, Hilb Group, Holmes Murphy and more.
Floods are an excluded peril in standard homeowners policies, so those in areas in danger of flooding should consider additional coverage.
Although the judgment affects three insurers, only Lloyd's is required to pay for now. Baylor is appealing rulings involving the other companies.
"If there's a direct-hit Category 5 storm that hits Miami, you're going to see 20 insurance companies go bankrupt and are not going to be able to pay claims. It's become a big problem," said South Florida insurance broker Joseph Gendelman.
A range of factors, including business type, claims history and payroll size, affect how much workers' comp insurance costs.
Small business owners even showed improved satisfaction with pricing, despite 30% seeing a premium increase.
A survey from Chubb shows increased replacement and material costs have forced many firms to examine how thorough their insurance coverage really is.
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