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It's all about accessibility, shared data and analytics that help drive insurers' strategic imperatives; a broader view helps keep our roads safer.

Here's how non-rate actions fueled by the latest data can help improve profitability.

The Motor Vehicle Insurance Fairness Act would prohibit certain underwriting and rating actions deemed discriminatory.

The conglomerate reported a $962M loss on insurance underwriting in the third quarter, its worst quarterly loss in a year.

Many insureds have the wrong idea about what their auto policy covers.

A recent study revealed that 35.8 million Americans across all demographics fib to insurers for lower auto rates.

Despite nearly half of drivers thinking they pay too much for coverage, a survey found that most fail to shop around for better rates.

Expect a hardening environment in the year ahead with fewer policies, higher premiums and restrictive coverage.