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The state has shortened the application review timeline for captives, among other changes.
This potentially unsettling phenomenon is poised to rise from a confluence of factors, including skyrocketing insurance costs.
Insurers under a new plan have agreed to write at least 85% of their California market share in high-risk zones.
While the NFIP was established in 1968, interest in such a program stretches back much further.
Florida accounts for only 9% of U.S. insurance claims but represents 79% of homeowners' lawsuits.
As it stands, the insurtech has roughly 170,000 home insurance policies in the state.
Heading into September, nearly 100 federal lawsuits were filed against property and casualty insurers, according to Law.com Radar.
Topa Insurance was fined $2.1 million over an allegation that more than two dozen auto claims were mishandled.
The proposed reforms show a sea change from where the California Department of Insurance was six months ago.
The law will require companies to report cyber incidents within 72 hours and flag paying a ransom within 24 hours.
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